306 W 4th St, Waterloo, IL 62298 Property Records

Monroe County property record for 306 W 4th St, Waterloo, IL 62298

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,029 sqft · built 1906
Lot Size0.2 acres (8,643 sqft)
OwnerIndividual Name on File
Tax Bill$4,538 (2025)
Flood ZoneZone X (minimal risk)
APN07-25-253-009-000

Property Details

APN / Parcel Number

Primary APN07-25-253-009-000
Alternative APN
  • 07251120701300 00

Interior

Bedrooms3 Beds
Full Baths3 Baths
Plumbing Fixtures9 Plumbing Fixtures
Stories2 Stories
Building Area1,029 sqft Building Perimeter
1st Floor Area789 sqft
Basement Area144 sqft
Unfinished Basement144 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1906
Effective Year BuiltEffective 1906
Construction TypeFrame
Lot Area8,643 sqft (0.2 acres)
Lot Dimensions155 ft deep x 57 ft wide
Garage Area672 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area230 sqft
Patio Area375 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address306 W 4TH ST
CityWATERLOO
StateIL
Zip62298-1337
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeWR3
Legal DescriptionE 57 FT LOT 7 MARTINS ADDN
Legal Range10W
Legal Township02S
Legal Section25
Legal SubdivisionMARTINS ADD
Legal Lot Number7
JurisdictionMONROE IL
Township / Civil Division32
Census Block Group3
Census Block3067
Census Tract600401

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Waterloo Historic District
listed 1978 · 236 contributing resources · NRIS 78001177

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Monroe County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address306 W 4TH ST, WATERLOO, IL 62298-1337
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMonroe County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,538.00 Homeowner's exemption$80,130 (+17.54%) Land $16,260 Building $63,870$240,390 (+17.54%) Land $48,780 Building $191,610
2024$4,538.00
2022Additional exemption filed$68,170 Land $15,080 Building $53,090$204,510 Land $45,240 Building $159,270

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATERLOO
serves 10,190 people · EPA ID IL1330300
Water SourceGroundwater
Last State InspectionDec 2025
Lead1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting30
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 458 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Harrisonville Telephone Company
DSL · Fiber in parts of the area
100 / 20

May also be available: ClearWave, Wisper ISP.

Nearby Properties on W 4th St

Nearby Streets

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