Monroe County property record for 218 W 4th St, Waterloo, IL 62298 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · built 1825 |
| Lot Size | 0.46 acres (20,043 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $176,500 (May 2023) |
| Tax Bill | $6,798 (2024) |
| Deeds & Mortgages | May 2023 Sale & Mortgage Dec 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-25-254-001-000 |
| Primary APN | 07-25-254-001-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| 1st Floor Area | 1,893 sqft |
| Year Built | Built 1825 |
|---|---|
| Effective Year Built | Effective 1825 |
| Exterior Material | Brick/Stone |
| Lot Area | 20,043 sqft (0.46 acres) |
| Lot Dimensions | 155 ft deep x 130 ft wide |
| Driveway | Asphalt Driveway |
| Driveway Area | 2,560 sqft |
| Pool Type | In-Ground Vinyl Pool |
|---|---|
| Pool Area | 384 sqft |
| Porch | Slab |
| Porch Area | 750 sqft |
| Patio Area | 1,073 sqft |
| Shed | 1 Shed |
| Shed Area | 80 sqft |
| Street Address | 218 W 4TH ST |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-1335 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 13, 14 &15 MARTINS ADDN |
| Legal Range | 10W |
| Legal Township | 02S |
| Legal Section | 25 |
| Legal Subdivision | MARTINS ADD |
| Legal Lot Number | 13-15 |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 32 |
| Census Block Group | 3 |
| Census Block | 3062 |
| Census Tract | 600401 |
Source: Monroe County records · APN 07-25-254-001-000
Assessment roll updated August 29, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 218 W 4TH ST, WATERLOO, IL 62298-1335 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| May 30, 2023 | Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MTG CORP |
| Dec 08, 2021 | Deed of Trust, Mortgage · Conventional Mortgage STATE BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 30, 2023 · Amount on Record |
| Deed Sale | May 30, 2023 · Amount on Record |
| Deed Document Number | 2023429165 |
| Prior Transfer Date | May 29, 2023 |
| Prior Transfer Doc | 0000429165 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | May 30, 2023 |
| Property Address | 218 W 4TH ST, WATERLOO, IL 62298-1335 |
| Document Number | 0000429165 |
| Map Reference | MB A PG 7 |
| Instrument Date | May 24, 2023 |
| Instrument | 429165 |
| Transaction Type | Transfer |
| Record Updated | Jun 21, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $264.75 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|---|
| Address | 218 W 4TH ST, WATERLOO, IL 62298-1335 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 218 W 4TH ST, WATERLOO, IL 62298-1335 |
| Document Number | 0000429166 |
|---|---|
| Date | May 30, 2023 |
| Instrument | 429166 |
| Name | FAIRWAY INDEPENDENT MTG CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2053 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 7.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 218 W 4TH ST, WATERLOO, IL 62298-1335 |
| Transaction Type | Mortgage |
| Record Updated | Dec 29, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000421348 |
|---|---|
| Date | Dec 08, 2021 |
| Instrument | 421348 |
| Name | STATE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Nov 15, 2031 |
| Rate Type | Fixed Rate |
|---|
Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $114,430 (+128.86%) Land $18,070 Building $96,360 | $343,290 (+128.86%) Land $54,210 Building $289,080 | |
| 2024 | $6,798.00 | ||
| 2022 | Homeowner's exemption Additional exemption filed | $50,000 Land $12,380 Building $37,620 | $150,000 Land $37,140 Building $112,860 |
Source: FEMA National Flood Hazard Layer, Monroe County (17133C), updated August 18, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Historic District | Within the Waterloo Historic District listed 1978 · 236 contributing resources · NRIS 78001177 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 458 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| HTC Holding | DSL | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: HTC Holding, Wisper ISP, Delta Communications, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
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