307 Swordgate Dr, Cary, NC 27513 Property Records

Wake County property record for 307 Swordgate Dr, Cary, NC 27513

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,758 sqft · built 1995
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on File
Last Sale	$630,000 (Jun 2023)
Tax Bill	$5,377 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Oct 2022 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`0743.02-59-0490-000`

Property Details

APN / Parcel Number

Primary APN	`0743.02-59-0490-000`
Alternative APNs	`0743.02-59-0490 0205239` `0743590490` `020523901` `0205239`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,758 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2000
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Roof Type	Gable
Lot Area	9,583 sqft (0.22 acres)
Garage Area	280 sqft
Deck Area	224 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	0205239
Street Address	307 SWORDGATE DR
City	CARY
State	NC
Zip	27513-1633
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8P
Legal Description	LO45 EXCALIBUR SUB PH2 SE3 BM1993-01484
Legal Subdivision	EXCALIBUR SUB PH2
Legal Phase	2
Legal Lot Number	45
Jurisdiction	WAKE NC
Township / Civil Division	CARY
Census Block Group	1
Census Block	1008
Census Tract	53424

Owner

307 Swordgate Dr is owned and occupied by two individuals who bought it in June 2023.

Source: Wake County records, as of September 9, 2025

Owner of Record	2 Individual Names on File
Mailing Address	307 SWORDGATE DR, CARY, NC 27513-1633
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2023	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 28, 2022	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Sep 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage COASTAL FCU
Mar 16, 2022	Deed of Trust, Mortgage · Conventional Mortgage COASTAL FCU
May 14, 2018	Deed of Trust, Mortgage · Conventional Mortgage COASTAL FCU
Jan 4, 2017	Deed of Trust, Mortgage · Conventional Mortgage COASTAL FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 23, 2023 · Amount on File
Deed Sale	Jun 23, 2023 · Amount on File
Prior Sale	Mar 12, 2015 · Amount on File
Deed Book / Page	19368 / 246
Prior Transfer Date	Mar 4, 2015
Prior Transfer Doc	15945/2250
Record Updated	Jun 8, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAKE NC
Recording Date	Jun 23, 2023
Property Address	307 SWORDGATE DR, CARY, NC 27513-1633
Document Number	019368/246
Book / Page	19368 / 246
Map Reference	MB 1993 PG 1484
Instrument Date	Jun 13, 2023
Transaction Type	Transfer
Record Updated	Jul 10, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,260.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7742 NIMROD, SAN ANTONIO, TX 78240-2224

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	307 SWORDGATE DR, CARY, NC 27513-1633

Mortgage

Document Number	0019368248
Date	Jun 23, 2023
Instrument	19368/248

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKE NC
Property Address	307 SWORDGATE DR, CARY, NC 27513-1633
Transaction Type	Mortgage
Record Updated	Nov 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	019184/804
Date	Oct 28, 2022
Book Page	19184/804

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKE NC
Property Address	307 SWORDGATE DR, CARY, NC 27513-1633
Transaction Type	Mortgage
Record Updated	May 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	18102/1437
Date	Sep 30, 2020
Book Page	18102/1437

Lender

Name	COASTAL FCU
Type	Credit Union
Address	RALEIGH, NC 27609

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKE NC
Property Address	307 SWORDGATE DR, CARY, NC 27513-1633
Transaction Type	Mortgage
Record Updated	May 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	18955/2336
Date	Mar 16, 2022
Book Page	18955/2336

Lender

Name	COASTAL FCU
Type	Credit Union
Address	RALEIGH, NC 27609

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Type Change Date	Apr 1, 2027
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	7.5%
Index	1-Year CMT
Max Rate	7.5%

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKE NC
Property Address	307 SWORDGATE DR, CARY, NC 27513-1633
Document Number	171291924
Instrument Date	May 14, 2018
Transaction Type	Mortgage
Record Updated	May 28, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	307 SWORDGATE DR CARY NC 275131633, CARY, NC 27513-1633

Mortgage

Document Number	171291924
Date	May 18, 2018
Book Page	017129/001924

Lender

Name	COASTAL FCU
Type	Credit Union
Address	RALEIGH, NC 27609

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	May 17, 2038

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKE NC
Property Address	307 SWORDGATE DR, CARY, NC 27513-1633
Document Number	166662703
Book / Page	016666 / 002703
Instrument Date	Jan 4, 2017
Transaction Type	Mortgage
Record Updated	Jan 19, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	307 SWORDGATE DR CARY NC 275131633, CARY, NC 27513-1633

Mortgage

Document Number	166662703
Date	Jan 13, 2017
Book Page	016666/002703

Lender

Name	COASTAL FCU
Type	Credit Union
Address	RALEIGH, NC 27609

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jan 12, 2027

Tax Assessment & Valuation

The 2025 property tax bill for 307 Swordgate Dr was $5,377.

Source: Wake County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
Municipality	Cary Town
County	Wake County
Unified School District	Wake County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,377.00	$625,101 Land $165,000 Building $460,101	$625,101 Land $165,000 Building $460,101
2023	$3,896.00 (+7.06%)	$386,882 (+3.1%) Land $115,000 Building $271,882	$386,882 (+3.1%) Land $115,000 Building $271,882
2022	$3,639.00	$375,264 Land $115,000 Building $260,264	$375,264 Land $115,000 Building $260,264

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 307 Swordgate Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective September 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2014 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 307 Swordgate Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CARY serves 227,300 people · EPA ID NC0392020
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · May 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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