305 Swordgate Dr, Cary, NC 27513 Property Records

Wake County property record for 305 Swordgate Dr, Cary, NC 27513

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,225 sqft · built 1994
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on File
Last Sale	$275,000 (Sep 2008)
Tax Bill	$3,609 (2023)
Deeds & Mortgages	Sep 2021 Mortgage May 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0743.02-59-0373 0205238`

Property Details

APN / Parcel Number

Primary APN	`0743.02-59-0373 0205238`
Alternative APNs	`020523801` `0205238`

Interior

Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,225 sqft Heated Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	9,148 sqft (0.21 acres)
Garage Area	96 sqft
Porch	Porch
Porch Area	35 sqft
Deck Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0205238
Old Parcel Number	020523801
Street Address	305 SWORDGATE DR
City	CARY
State	NC
Zip	27513-1633
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8P
Legal Description	LO44 EXCALIBUR SUB PH2 SC3 BM1993-01484
Legal Township	04
Legal Subdivision	EXCALIBUR SUB
Legal Phase	2
Legal Lot Number	44
Jurisdiction	WAKE NC
Township / Civil Division	CARY
Census Block Group	1
Census Block	1008
Census Tract	53424

Owner

305 Swordgate Dr is owned and occupied by an individual who bought it in September 2008.

Source: Wake County records, as of April 18, 2024

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	305 SWORDGATE DR, CARY, NC 27513-1633
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOW VA RATES LLC
May 13, 2019	Grant Deed, Subdivision Related Transfer · Conventional with PMI EAGLE HM MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 4, 2008 · Amount on File
Deed Sale	Sep 4, 2008 · Amount on File
Prior Sale	Aug 1, 2000 · Amount on File
Deed Document Number	0132351949
Deed Book / Page	013235 / 01949
Record Updated	Jun 7, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKE NC
Property Address	305 SWORDGATE DR, CARY, NC 27513-1633
Transaction Type	Mortgage
Record Updated	Nov 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	187200338
Date	Sep 28, 2021
Book Page	18720/338

Lender

Name	LOW VA RATES LLC
Type	Mortgage Company
Address	KANSAS CITY, MO 64114

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2036

May 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	WAKE NC
Recording Date	May 13, 2019
Property Address	305 SWORDGATE DR, CARY, NC 27513-1633
Document Number	174401826
Book / Page	017440 / 001826
Instrument Date	May 13, 2019
Transaction Type	Subdivision Related Transfer
Record Updated	May 23, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$830.00
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1445 BARN DOOR DR APEX NC 275027062, APEX, NC 27502-7062

Mortgage

Document Number	174401832
Date	May 13, 2019
Book Page	017440/001832

Lender

Name	EAGLE HM MTG
Type	Mortgage Company
Address	MIAMI, FL 33172-3139

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 12, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.75%

Tax Assessment & Valuation

Source: Wake County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
Municipality	Cary Town
County	Wake County
Unified School District	Wake County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$3,609.00	$358,241 Land $115,000 Building $243,241	$358,241 Land $115,000 Building $243,241

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 305 Swordgate Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective September 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2014 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 305 Swordgate Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CARY serves 227,300 people · EPA ID NC0392020
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · May 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Swordgate Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures