304 Swordgate Dr, Cary, NC 27513 Property Records

Wake County property record for 304 Swordgate Dr, Cary, NC 27513

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,816 sqft · built 1994
Lot Size	0.219 acres (9,583 sqft)
Owner	Individual Name on File
Last Sale	$718,000 (May 2022)
Tax Bill	$4,081 (2023)
Deeds & Mortgages	Feb 2023 Line of Credit May 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0743.02-59-2367 0205244`

Property Details

APN / Parcel Number

Primary APN	`0743.02-59-2367 0205244`
Alternative APNs	`020524401` `0205244`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	2,816 sqft Heated Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	9,583 sqft (0.219 acres)
Garage Area	550 sqft
Porch	Porch
Porch Area	164 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0205244
Old Parcel Number	020524401
Street Address	304 SWORDGATE DR
City	CARY
State	NC
Zip	27513-1632
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8P
Legal Description	LO50 EXCALIBUR SUB PH2 SC3 BM1993-01484
Legal Township	04
Legal Subdivision	EXCALIBUR SUB
Legal Phase	2
Legal Lot Number	50
Jurisdiction	WAKE NC
Township / Civil Division	CARY
Census Block Group	1
Census Block	1010
Census Tract	53424

Owner

304 Swordgate Dr is owned and occupied by an individual who bought it in May 2022.

Source: Wake County records, as of April 18, 2024

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	304 SWORDGATE DR, CARY, NC 27513-1632
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2023	Deed of Trust, Mortgage · Line of Credit COASTAL FCU
May 26, 2022	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 26, 2022 · Amount on File
Deed Sale	May 26, 2022 · Amount on File
Deed Document Number	0190391708
Deed Book / Page	19039 / 1708
Record Updated	Jun 7, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKE NC
Property Address	304 SWORDGATE DR, CARY, NC 27513-1632
Transaction Type	Mortgage
Record Updated	Mar 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0019267/35
Date	Feb 23, 2023
Book Page	19267/35

Lender

Name	COASTAL FCU
Type	Credit Union
Address	RALEIGH, NC 27609

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Feb 22, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAKE NC
Recording Date	May 26, 2022
Property Address	304 SWORDGATE DR, CARY, NC 27513-1632
Document Number	19039/1708
Book / Page	19039 / 1708
Map Reference	MB 1993 PG 1484
Instrument Date	May 25, 2022
Transaction Type	Transfer
Record Updated	Jun 10, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,436.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	566 PANORAMA PARK PL, 566, CARY, NC 27519-0858

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	304 SWORDGATE DR, CARY, NC 27513-1632

Mortgage

Document Number	0190391710
Date	May 26, 2022
Instrument	19039/1710

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

Tax Assessment & Valuation

Source: Wake County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
Municipality	Cary Town
County	Wake County
Unified School District	Wake County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$4,081.00	$405,355 Land $115,000 Building $290,355	$405,355 Land $115,000 Building $290,355

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 304 Swordgate Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective September 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2014 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 304 Swordgate Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CARY serves 227,300 people · EPA ID NC0392020
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · May 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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