Harford County property record for 303 Spruce Pine Rd, Abingdon, MD 21009
| Property Type | Townhouse |
|---|---|
| Details | 3 ba · 2,572 sqft · built 2016 |
| Lot Size | 0.085 acres (3,713 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $505,000 (Jul 2025) |
| Tax Bill | $5,288 (2026) |
| Deeds & Mortgages | Jan 2020 Mortgage Sep 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-398843 |
| Primary APN | 01-398843 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 2,572 sqft Total Area |
| Basement Area | 550 sqft |
| Finished Basement | 550 sqft |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 3,713 sqft (0.085 acres) |
| Garage Type | Basement |
| Garage Area | 542 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 184 sqft |
| Patio Area | 57 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 398843 |
|---|---|
| Street Address | 303 SPRUCE PINE RD |
| City | ABINGDON |
| State | MD |
| Zip | 21009-2739 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R1COS |
| Legal Description | LOT 116 3713 SF 303 SPRUCE PINE ROAD LAUREL RIDGE 144/14 |
| Legal Subdivision | LAUREL RDG |
| Legal Lot Number | 116 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 1, ABINGDON |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 301108 |
Source: Harford County records, as of August 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 303 SPRUCE PINE RD, ABINGDON, MD 21009-2739 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
| Date | Document |
|---|---|
| Jan 29, 2020 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Sep 11, 2020 | Deed, Transfer · VA Mortgage GUARANTEED RATE INC |
| Feb 6, 2018 | Deed, Transfer · Conventional Mortgage TBI MORTGAGE COMPANY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 22, 2025 · Amount on Record |
| Deed Sale | Jul 22, 2025 · Amount on Record |
| Prior Sale | Sep 11, 2020 · Amount on Record |
| Deed Book / Page | 16738 / 96 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 303 SPRUCE PINE RD, ABINGDON, MD 21009-2739 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2022 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0136640489 |
|---|---|
| Date | Jan 29, 2020 |
| Book Page | 13664/0489 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.37% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Feb 1, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 5.37% |
| Index | 1-Year LIBOR |
| Max Rate | 8.37% |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Sep 11, 2020 |
| Property Address | 303 SPRUCE PINE RD, ABINGDON, MD 21009-2739 |
| Document Number | 0141020041 |
| Book / Page | 14102 / 41 |
| Map Reference | MB 144 PG 14 |
| Instrument Date | Aug 21, 2020 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Title Company | SAGE TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 303 SPRUCE PINE RD, 303, ABINGDON, MD 21009-2739 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 303 SPRUCE PINE RD, ABINGDON, MD 21009-2739 |
| Document Number | 0001410248 |
|---|---|
| Date | Sep 11, 2020 |
| Instrument | 14102/48 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Feb 6, 2018 |
| Property Address | 303 SPRUCE PINE RD, ABINGDON, MD 21009-2739 |
| Document Number | 0126990181 |
| Book / Page | 12699 / 0181 |
| Map Reference | MB144 FO14 |
| Instrument Date | Oct 31, 2017 |
| Instrument | 12699-0181 |
| Transaction Type | Transfer |
| Record Updated | Aug 3, 2021 |
| Title Company | UNIVERSAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $7,275.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 303 SPRUCE PINE RD, ABINGDON, MD 21009-2739 |
| Document Number | 126990186 |
|---|---|
| Date | Feb 6, 2018 |
| Instrument | 12699-0186 |
| Name | TBI MORTGAGE COMPANY |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | Nov 1, 2047 |
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,288.00 | $485,200 (+16.13%) Land $120,000 Building $365,200 | $485,200 (+16.13%) Land $120,000 Building $365,200 |
| 2023 | $417,800 Land $120,000 Building $297,800 | $417,800 Land $120,000 Building $297,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
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