Worcester County and Gardner City property record for 307 Pine St, Gardner, MA 01440 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1.5 Baths |
| Year Built | Built 1900 |
| Square Footage | 1,746 sqft Living Area |
| Lot Size | 9,947 sqft (0.228 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $488,000 (2025) |
| Tax Bill | $2,378.00 (2025) |
| Primary APN | M:P-21 B:0042 L:0018 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 9 Rooms |
| Building Area | 1,746 sqft Living Area |
| Gross Area | 2,994 sqft Gross Area |
| Stories | 2 Stories |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Conventional Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Slate Roof |
| Lot Area | 9,947 sqft (0.228 acres) |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Gas Heating Fuel |
| Street Address | 307 PINE ST |
|---|---|
| City | GARDNER |
| State | MA |
| Zip | 01440-2729 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Block | 16 |
| Legal Lot Number | 18 |
| Jurisdiction | GARDNER MA |
| Minor Civil Division | GARDNER |
| Census Blockgroup | 3 |
| Census Block | 3005 |
| Census Tract | 707300 |
Source: Worcester County and Gardner City records · APN M:P-21 B:0042 L:0018
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 307 PINE ST, GARDNER, MA 01440-2729 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Tenants In Common |
| Date | Document |
|---|---|
| Sep 12, 2025 | Quit Claim Arm's Length for NE States, Transfer · Federal Housing Administration (FHA) Mortgage ROCKET MORTGAGE LLC |
| Dec 23, 2024 | Quit Claim Arm's Length for NE States, Construction Loan · Building or Construction Mortgage ABL RPC RES CREDIT AC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 12, 2025 · Amount on Record |
| Deed Sale | Sep 12, 2025 · Amount on Record |
| Prior Sale | Dec 23, 2024 · Amount on Record |
| Deed Doc Number | 202577820 |
| Deed Book / Page | 72523 / 141 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Quit Claim Arm's Length for NE States |
|---|---|
| Jurisdiction | GARDNER MA |
| Recording Date | Sep 12, 2025 |
| Property Address | 307 PINE ST, GARDNER, MA 01440-2729 |
| Document Number | 072523-141 |
| Book / Page | 72523 / 141 |
| Instrument Date | Sep 11, 2025 |
| Instrument | 77820 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants In Common |
| Address | 307 PINE ST, GARDNER, MA 01440-2729 |
| Document Number | 0000077821 |
|---|---|
| Date | Sep 12, 2025 |
| Instrument | 77821 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2055 |
| Document Type | Quit Claim Arm's Length for NE States |
|---|---|
| Jurisdiction | GARDNER MA |
| Recording Date | Dec 23, 2024 |
| Property Address | 307 PINE ST, GARDNER, MA 01440-2729 |
| Document Number | 0071458-71 |
| Book / Page | 71458 / 71 |
| Instrument Date | Dec 20, 2024 |
| Instrument | 107323 |
| Transaction Type | Construction Loan |
| Record Updated | Jan 26, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 165 THORNDIKE ST, LOWELL, MA 01852-3485 |
| Investor | Possibly a Property Investor |
| Document Number | 0000107324 |
|---|---|
| Date | Dec 23, 2024 |
| Instrument | 107324 |
| Name | ABL RPC RES CREDIT AC |
|---|
| Type | Building or Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Worcester County and Gardner City records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| Municipality | Gardner City |
| Unified School District | Gardner School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,378.00 (-42.81%) | $165,600 (-40.3%) Land $68,500 Building $97,100 | $434,435 |
| 2024 | $4,158.00 | $277,400 Land $62,300 Building $215,100 |
307 Pine St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Worcester County (25027C), updated November 30, 2025
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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