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287 Pine St, Gardner, MA 01440 Property Records

Worcester County and Gardner City property record for 287 Pine St, Gardner, MA 01440 · Last verified July 2026

Property Highlights

Property TypeResidential > Multi-Unit > Duplex
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1910
Square Footage1,738 sqft Living Area
Lot Size8,037 sqft (0.185 acres)
OccupancyOwner Occupied
Last Sale$305,000 (2024)
Tax Bill$37.00 (2025)

Property Details

APN / Parcel Number

Primary APNM:P-22 B:0045 L:0042
Alternative APN
  • GARD M:R22 B:16 L:42

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Units2 Units
Building Area1,738 sqft Living Area
Gross Area2,764 sqft Gross Area
Stories2 Stories

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Architectural StyleDuplex Single Style
Exterior MaterialWood Siding Exterior
Roof ConstructionGable Roof Construction
Roof MaterialSlate Roof
Lot Area8,037 sqft (0.185 acres)

Utilities and HVAC

Heating SystemSteam Heating
Heating FuelGas Heating Fuel

Location & Zoning

Street Address287 PINE ST
CityGARDNER
StateMA
Zip01440-2727
Property UsageResidential Property Usage
TypeResidential > Multi-Unit > Duplex
Legal Block16
Legal Lot Number42
JurisdictionGARDNER MA
Minor Civil DivisionGARDNER
Census Blockgroup3
Census Block3005
Census Tract707300

Owner

Source: Worcester County and Gardner City records · APN M:P-22 B:0045 L:0042

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address287 PINE ST, GARDNER, MA 01440-2727
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingTenant By Entirety

Deeds, Mortgages & Sale History

DateDocument
Jan 25, 2024Quit Claim Arm's Length for NE States, Transfer · Federal Housing Administration (FHA) Mortgage
NFM LENDING
Oct 23, 2020Quit Claim Arm's Length for NE States, Transfer · Federal Housing Administration (FHA) Mortgage
TOTAL MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 25, 2024 · Amount on Record
Deed SaleJan 25, 2024 · Amount on Record
Prior SaleOct 23, 2020 · Amount on Record
Deed Doc Number20245825
Deed Book / Page70128 / 225
Record RefreshedSep 20, 2026

January 2024: Quit Claim Arm's Length for NE States, Transfer

Document TypeQuit Claim Arm's Length for NE States
JurisdictionGARDNER MA
Recording DateJan 25, 2024
Property Address287 PINE ST, GARDNER, MA 01440-2727
Document Number070128-225
Book / Page70128 / 225
Instrument DateJan 25, 2024
Instrument5825
Transaction TypeTransfer
Record UpdatedFeb 09, 2024

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address287 PINE ST, GARDNER, MA 01440-2727

Mortgage

Document Number0000005826
DateJan 25, 2024
Instrument5826
Lender
NameNFM LENDING
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded

October 2020: Quit Claim Arm's Length for NE States, Transfer

Document TypeQuit Claim Arm's Length for NE States
JurisdictionGARDNER MA
Recording DateOct 23, 2020
Property Address287 PINE ST, GARDNER, MA 01440-2727
Document Number63567-274
Book / Page63567 / 274
Instrument DateOct 22, 2020
Instrument126904
Transaction TypeTransfer
Record UpdatedMay 12, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address287 PINE ST, GARDNER, MA 01440-2727

Mortgage

Document Number126905
DateOct 23, 2020
Instrument126905
Lender
NameTOTAL MORTGAGE SERVICES LLC
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Worcester County and Gardner City records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyWorcester County
MunicipalityGardner City
Unified School DistrictGardner School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$37.00 (-99.05%)$260,000 (-0.04%) Land $67,400 Building $192,600
2024$3,899.00 (+7.2%)$260,100 (+15.34%) Land $61,300 Building $198,800
2023$3,637.00$225,500 Land $60,400 Building $165,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Worcester County (25027C), updated November 30, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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