322 Pine St, Gardner, MA 01440 Property Records

Worcester County and Gardner City property record for 322 Pine St, Gardner, MA 01440 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1 Baths
Year Built	Built 1910
Square Footage	1,584 sqft Living Area
Lot Size	6,798 sqft (0.156 acres)
Occupancy	Owner Occupied
Last Sale	$279,000 (2024)
Tax Bill	$41.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`M:P-21 B:0025 L:0026`
Alternative APN	`GARD M:R22 B:16 L:26`

Interior

Bedrooms	3 Beds
Full Baths	1 Baths
Total Rooms	7 Rooms
Building Area	1,584 sqft Living Area
Gross Area	2,676 sqft Gross Area
Stories	2 Stories

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Conventional Style
Exterior Material	Aluminum/Vinyl Exterior
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	6,798 sqft (0.156 acres)

Utilities and HVAC

Heating System	Hot Water Heating
Heating Fuel	Oil Heating Fuel

Location & Zoning

Street Address	322 PINE ST
City	GARDNER
State	MA
Zip	01440-2730
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Block	16
Legal Lot Number	26
Jurisdiction	GARDNER MA
Minor Civil Division	GARDNER
Census Blockgroup	1
Census Block	1011
Census Tract	707200

Owner

Source: Worcester County and Gardner City records · APN M:P-21 B:0025 L:0026

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	322 PINE ST, GARDNER, MA 01440-2730
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Joint Tenant/Joint Tenant w/ Right Of Survivorship

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 06, 2024 · Amount on Record
Deed Sale	May 06, 2024 · Amount on Record
Deed Doc Number	202433295
Deed Book / Page	70476 / 165
Record Refreshed	Jun 08, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARDNER MA
Property Address	322 PINE ST, GARDNER, MA 01440-2730
Transaction Type	Mortgage
Record Updated	Nov 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	069825-379
Date	Oct 31, 2023
Book Page	69825/379
Instrument	90899

Lender

Name	GFA FEDERAL CREDIT UNION

Agreement

Type	Second Mortgage to Cover Down Payment
Amount	Amount Recorded
Term	181 Months
Due	Nov 01, 2038

Tax Assessment & Valuation

Source: Worcester County and Gardner City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Gardner City
Unified School District	Gardner School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$41.00 (-99%)	$288,100 (+5.57%) Land $66,600 Building $221,500	$260,300
2024	$4,091.00 (+2.97%)	$272,900 (+10.8%) Land $60,600 Building $212,300
2023	$3,973.00	$246,300 Land $59,700 Building $186,600