307 Park St, Waterloo, IL 62298 Property Records

Monroe County property record for 307 Park St, Waterloo, IL 62298

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,687 sqft · built 1917
Lot Size	0.21 acres (9,342 sqft)
Owner	Individual Name on Record
Last Sale	$206,900 (Jun 2019)
Tax Bill	$4,985 (2024)
Deeds & Mortgages	Jun 2019 Sale & Mortgage Jun 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`07-25-253-019-000`

Property Details

APN / Parcel Number

Primary APN	`07-25-253-019-000`
Alternative APN	`07251120700900 00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,687 sqft Building Perimeter
1st Floor Area	1,687 sqft
Basement Area	870 sqft
Unfinished Basement	870 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1917
Effective Year Built	Effective 1917
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Lot Area	9,342 sqft (0.21 acres)
Lot Dimensions	155 ft deep x 60 ft wide
Garage Type	Mixed
Garage Area	240 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	287 sqft
Patio Area	84 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	307 PARK ST
City	WATERLOO
State	IL
Zip	62298-1307
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	WR3
Legal Description	LOTS 14B & 15A MARTINS ADDN
Legal Range	10W
Legal Township	02S
Legal Section	25
Legal Subdivision	MARTINS ADD
Legal Lot Number	14B
Jurisdiction	MONROE IL
Township / Civil Division	32
Census Block Group	3
Census Block	3066
Census Tract	600401

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Waterloo Historic District listed 1978 · 236 contributing resources · NRIS 78001177

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Monroe County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	307 PARK ST, WATERLOO, IL 62298-1307
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2019	Warranty Deed, Transfer · Conventional with PMI ANHEUSER BUSCH EMPS CU
Jun 29, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 28, 2019 · Amount on Record
Deed Sale	Jun 28, 2019 · Amount on Record
Prior Sale	Jun 29, 2017 · Amount on Record
Deed Document Number	2019402201
Record Updated	Sep 20, 2026

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IL
Recording Date	Jun 28, 2019
Property Address	307 PARK ST, WATERLOO, IL 62298-1307
Document Number	0000402201
Instrument Date	Jun 27, 2019
Instrument	402201
Transaction Type	Transfer
Record Updated	Jul 15, 2019
Title Company	NATIONWIDE TITLE CLEARING INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$310.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	307 PARK ST WATERLOO IL 622981307, WATERLOO, IL 62298-1307

Mortgage

Document Number	402202
Date	Jun 28, 2019
Instrument	402202

Lender

Name	ANHEUSER BUSCH EMPS CU
Type	Credit Union
Address	SAINT LOUIS, MO 63118

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 27, 2049

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IL
Recording Date	Jun 29, 2017
Property Address	307 PARK ST, WATERLOO, IL 62298-1307
Document Number	0000390663
Instrument Date	Jun 29, 2017
Instrument	390663
Transaction Type	Transfer
Record Updated	Jul 14, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$330.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10260 BRICKEY RD RED BUD IL 622783514, RED BUD, IL 62278-3514

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of August 29, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Municipality	Waterloo City
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$93,330 (+18.68%) Land $16,340 Building $76,990	$279,990 (+18.68%) Land $49,020 Building $230,970
2024	$4,985.00
2022	Additional exemption filed	$78,640 Land $15,130 Building $63,510	$235,920 Land $45,390 Building $190,530

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO serves 10,190 people · EPA ID IL1330300
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	30 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 458 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Harrisonville Telephone Company DSL · Fiber in parts of the area	100 / 20

May also be available: ClearWave, Wisper ISP.

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