Monroe County property record for 300 Park St, Waterloo, IL 62298
| Property Type | Commercial |
|---|---|
| Details | 1 bd · 5 ba · 2,137 sqft · built 1900 |
| Lot Size | 0.19 acres (8,233 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,314 (2025) |
| Deeds & Mortgages | Oct 2019 Loan Modification Oct 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-25-403-007-000 |
| Primary APN | 07-25-403-007-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 5 Baths |
| Units | 6 Units |
| Stories | 2 Stories |
| Building Area | 2,137 sqft Base Area |
| 1st Floor Area | 2,137 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Construction Type | Frame |
| Lot Area | 8,233 sqft (0.19 acres) |
| Lot Dimensions | 100 ft deep x 78 ft wide |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 300 PARK ST |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-1389 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Local Zoning Code | WR3 |
| Legal Description | N 78FT LOTS 17 & 18 ROSE & OMELVENEYS ADDN |
| Legal Range | 10W |
| Legal Township | 02S |
| Legal Section | 25 |
| Legal Subdivision | ROSE & OMELVENEYS ADD |
| Legal Lot Number | 17-18 |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 18 |
| Census Block Group | 4 |
| Census Block | 4004 |
| Census Tract | 600501 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Waterloo Historic District listed 1978 · 236 contributing resources · NRIS 78001177 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
300 Park St, a commercial property, is owned by two individuals.
Source: Monroe County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 9348 CHRISTOPHER LAKE DR, COLUMBIA, IL 62236-3457 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 10, 2019 | Loan Modification, Mortgage BANK OF SPRINGFIELD |
| Oct 25, 2017 | Deed of Trust, Mortgage · Line of Credit BANK OF SPRINGFIELD |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 300 PARK ST, WATERLOO, IL 62298-1389 |
| Document Number | 0000404343 |
| Instrument Date | Oct 10, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 7, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 300 PARK ST WATERLOO IL 622981389, WATERLOO, IL 62298-1389 |
| Document Number | 0000404343 |
|---|---|
| Date | Oct 23, 2019 |
| Instrument | 404343 |
| Name | BANK OF SPRINGFIELD |
|---|---|
| Type | Bank |
| Address | SPRINGFIELD, IL 62794-9301 |
| Amount | Amount on Record |
|---|---|
| Term | 60 Months |
| Due | Oct 22, 2024 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 300 PARK ST, WATERLOO, IL 62298-1389 |
| Document Number | 0000392662 |
| Instrument Date | Oct 25, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 7, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 300 PARK ST WATERLOO IL 622981306, WATERLOO, IL 62298-1306 |
| Document Number | 0000392662 |
|---|---|
| Date | Oct 27, 2017 |
| Instrument | 392662 |
| Name | BANK OF SPRINGFIELD |
|---|---|
| Type | Bank |
| Address | SPRINGFIELD, IL 62794-9301 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Oct 26, 2022 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 300 Park St was $4,314, down 0.1% from the year before.
Source: Monroe County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,314.00 (-0.07%) | $70,180 Land $16,120 Building $54,060 | $210,540 Land $48,360 Building $162,180 |
| 2024 | $4,317.00 | ||
| 2022 | $69,040 Land $14,980 Building $54,060 | $207,120 Land $44,940 Building $162,180 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 300 Park St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 300 Park St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERLOO serves 10,190 people · EPA ID IL1330300 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 30 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 458 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Harrisonville Telephone Company DSL · Fiber in parts of the area | 100 / 20 |
May also be available: ClearWave, Wisper ISP.
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