Monroe County property record for 306 Park St, Waterloo, IL 62298
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,048 sqft · built 1907 |
| Lot Size | 0.19 acres (8,138 sqft) |
| Owner | Company Name on File |
| Last Sale | $65,000 (Jul 2019) |
| Tax Bill | $3,493 (2025) |
| Deeds & Mortgages | Jan 2020 Mortgage Jul 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-25-403-006-000 |
| Primary APN | 07-25-403-006-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,048 sqft Living Area |
| 1st Floor Area | 1,048 sqft |
| Year Built | Built 1907 |
|---|---|
| Effective Year Built | Effective 1907 |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 8,138 sqft (0.19 acres) |
| Lot Dimensions | 155 ft deep x 50 ft wide |
| Garage Area | 336 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 60 sqft |
| Shed | 1 Shed |
| Shed Area | 228 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 306 PARK ST |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-1306 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | WR3 |
| Legal Description | LOT 16 ROSE & OMELVENEYS ADDN |
| Legal Range | 10W |
| Legal Township | 02S |
| Legal Section | 25 |
| Legal Subdivision | ROSE AND OMELVENYS ADD |
| Legal Lot Number | 16 |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 18 |
| Census Block Group | 4 |
| Census Block | 4004 |
| Census Tract | 600501 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Waterloo Historic District listed 1978 · 236 contributing resources · NRIS 78001177 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
306 Park St is owned by a company that bought it in July 2019.
Source: Monroe County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 3665 MAEYSTOWN RD, FULTS, IL 62244-1311 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Jan 10, 2020 | Deed of Trust, Mortgage · Commercial Mortgage FIRST NATIONAL BANK WATERLOO |
| Jul 31, 2019 | Warranty Deed, Transfer · Commercial Mortgage FIRST NATIONAL BANK WATERLOO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 31, 2019 · Amount on File |
| Deed Sale | Jul 31, 2019 · Amount on File |
| Deed Document Number | 2019402765 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 306 PARK ST, WATERLOO, IL 62298-1306 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | ACCENT TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000405598 |
|---|---|
| Date | Jan 10, 2020 |
| Instrument | 405598 |
| Name | FIRST NATIONAL BANK WATERLOO |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Jul 31, 2019 |
| Property Address | 306 PARK ST, WATERLOO, IL 62298-1306 |
| Document Number | 0000402765 |
| Instrument Date | Jul 30, 2019 |
| Instrument | 402765 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2022 |
| Title Company | ACCENT TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $97.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3665 MAEYSTOWN RD, FULTS, IL 62244-1311 |
| Document Number | 0000402766 |
|---|---|
| Date | Jul 31, 2019 |
| Instrument | 402766 |
| Name | FIRST NATIONAL BANK WATERLOO |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 306 Park St was $3,493, up 6.7% from the year before.
Source: Monroe County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,493.00 (+6.66%) | $56,830 Land $16,090 Building $40,740 | $170,490 Land $48,270 Building $122,220 |
| 2024 | $3,275.00 | ||
| 2022 | $48,140 Land $14,980 Building $33,160 | $144,420 Land $44,940 Building $99,480 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 306 Park St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 306 Park St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERLOO serves 10,190 people · EPA ID IL1330300 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 30 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 458 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Harrisonville Telephone Company DSL · Fiber in parts of the area | 100 / 20 |
May also be available: ClearWave, Wisper ISP.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures