Jackson County property record for 307 N Speck Ave, Independence, MO 64056
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 944 sqft · built 1970 |
| Lot Size | 0.196 acres (8,549 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $4,000 (Mar 2015) |
| Tax Bill | $1,589 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-820-05-31 |
| Primary APN | 16-820-05-31 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 944 sqft Living Area |
| 1st Floor Area | 414 sqft |
| Basement Area | 920 sqft |
| Finished Basement | 322 sqft |
| Unfinished Basement | 598 sqft |
| Flooring | Carpet |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Ranch |
| Exterior Material | Stucco |
| Construction Type | Steel Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 8,549 sqft (0.196 acres) |
| Lot Dimensions | 120 ft deep x 74 ft wide |
| Garage Type | Attached |
| Garage Area | 500 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 24 sqft |
| Deck Area | 180 sqft |
| Patio Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 739662 |
|---|---|
| Street Address | 307 N SPECK AVE |
| City | INDEPENDENCE |
| State | MO |
| Zip | 64056-2056 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TRAILWOOD LOT 53 |
| Legal Subdivision | TRAILWOOD |
| Legal Tract | A |
| Legal Block | 3 |
| Legal Lot Number | 53 |
| Jurisdiction | JACKSON MO |
| Township / Civil Division | BLUE |
| Census Block Group | 3 |
| Census Block | 3041 |
| Census Tract | 11406 |
Source: Jackson County records, as of August 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 307 N SPECK AVE, INDEPENDENCE, MO 64056-2056 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 30, 2015 · Amount on Record |
| Deed Sale | Mar 30, 2015 · Amount on Record |
| Prior Sale | May 15, 2009 |
| Deed Document Number | 201526072 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON MO |
| Property Address | 307 N SPECK AVE, INDEPENDENCE, MO 64056-2056 |
| Transaction Type | Mortgage |
| Record Updated | Apr 6, 2022 |
| Name | Verified Name |
|---|---|
| Address | 307 N SPECK AVE, INDEPENDENCE, MO 64056-2056 |
| Document Number | 00E0030082 |
|---|---|
| Date | Mar 30, 2022 |
| Instrument | 2022E0030082 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Mar 1, 2047 |
Source: Jackson County assessment roll, as of August 24, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Jackson County |
| Municipality | Independence City |
| Unified School District | Independence 30 School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $22,238 (-) Land $4,570 Building $17,668 | $117,040 (-) | |
| 2025 | $1,589.00 (+18.67%) | $22,238 (+14.99%) Land $4,570 Building $17,668 | $117,040 (+14.99%) |
| 2024 | $1,339.00 (+2.29%) | ||
| 2023 | $1,309.00 | $19,339 Land $1,678 Building $17,661 | $101,780 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 76% of Missouri |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
May also be available: Wisper ISP.
5G (outdoors only) and 4G LTE
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