306 N Speck Ave, Independence, MO 64056 Property Records

Jackson County property record for 306 N Speck Ave, Independence, MO 64056

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,118 sqft · built 1980
Lot Size	0.179 acres (7,809 sqft)
Owner	Company Name on Record
Last Sale	$133,500 (Sep 2019)
Tax Bill	$2,200 (2025)
Deeds & Mortgages	Sep 2019 Sale Jun 2019 Foreclosure + 1 more
Flood Zone	Zone AE (high risk)
APN	`16-820-03-14`

Property Details

APN / Parcel Number

Primary APN	`16-820-03-14`
Alternative APNs	`16-820-03-14-00-0-00-000` `16820031400000001` `739591`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,118 sqft Living Area
1st Floor Area	792 sqft
Basement Area	480 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Split Level
Exterior Material	Frame
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	7,809 sqft (0.179 acres)
Lot Dimensions	110 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	20 sqft
Deck Area	235 sqft
Patio Area	103 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	739591
Street Address	306 N SPECK AVE
City	INDEPENDENCE
State	MO
Zip	64056-2057
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRAILWOOD LOT 55
Legal Subdivision	TRAILWOOD
Legal Tract	A
Legal Block	3
Legal Lot Number	55
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	3
Census Block	3041
Census Tract	11406

Owner

Source: Jackson County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3903 S CONGRESS AVE, 40298, AUSTIN, TX 78704-0213
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 6, 2019	Warranty Deed, Transfer BCHH INC
Jun 3, 2019	Trustee's Deed, Foreclosure COFFELT LAND TITLE INC
May 16, 2019	Deed of Trust, Mortgage · Line of Credit FIRST ST BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 6, 2019 · Amount on Record
Deed Sale	Sep 6, 2019 · Amount on Record
Prior Sale	Jun 3, 2019 · Amount on Record
Deed Document Number	2019E70887
Prior Transfer Date	Dec 2, 2003
Prior Transfer Doc	0000143003
Record Updated	Oct 29, 2026

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Sep 6, 2019
Property Address	306 N SPECK AVE, INDEPENDENCE, MO 64056-2057
Document Number	0000E70887
Instrument Date	Aug 29, 2019
Instrument	70887E
Transaction Type	Transfer
Record Updated	Oct 15, 2019
Title Company	BCHH INC

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5001 PLAZA ON THE LK #200 AUSTIN TX 787461053, 200, AUSTIN, TX 78746-1053
Investor	Possibly a Property Investor

June 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	JACKSON MO
Recording Date	Jun 3, 2019
Property Address	306 N SPECK AVE, INDEPENDENCE, MO 64056-2057
Document Number	0000E40878
Instrument Date	May 22, 2019
Instrument	40878E
Transaction Type	Foreclosure
Record Updated	Jun 27, 2019
Title Company	COFFELT LAND TITLE INC

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	15954 S MUR LEN RD #264 OLATHE KS 660628300, 264, OLATHE, KS 66062-8300

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	306 N SPECK AVE, INDEPENDENCE, MO 64056-2057
Document Number	0000E37157
Instrument Date	May 16, 2019
Transaction Type	Mortgage
Record Updated	Jun 12, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 540904 OMAHA NE 681548904, OMAHA, NE 68154-8904

Mortgage

Document Number	0000E37157
Date	May 21, 2019
Instrument	37157E

Lender

Name	FIRST ST BK
Type	Bank
Address	RALSTON, NE 68127

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Independence 30 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$30,787 (-) Land $4,421 Building $26,366	$162,040 (-)
2025	$2,200.00 (+18.66%)	$30,787 (+14.99%) Land $4,421 Building $26,366	$162,040 (+15%)
2024	$1,854.00 (+2.32%)
2023	$1,812.00	$26,773 Land $1,672 Building $25,101	$140,910

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 76% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Wisper ISP.

Cell Coverage

5G (outdoors only) and 4G LTE

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