312 N Speck Ave, Independence, MO 64056 Property Records

Jackson County property record for 312 N Speck Ave, Independence, MO 64056

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,102 sqft · built 1975
Lot Size	0.241 acres (10,481 sqft)
Owner	Company Name on Record
Last Sale	$37,500,000 (Dec 2018)
Tax Bill	$2,097 (2025)
Deeds & Mortgages	Mar 2024 Sale Dec 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16-820-03-17`

Property Details

APN / Parcel Number

Primary APN	`16-820-03-17`
Alternative APNs	`16-820-03-17-00-0-00-000` `16820031700000001` `739594`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,102 sqft Living Area
1st Floor Area	552 sqft
Basement Area	552 sqft
Finished Basement	414 sqft
Unfinished Basement	138 sqft
Flooring	Carpet

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	10,481 sqft (0.241 acres)
Lot Dimensions	146 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	16 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	739594
Street Address	312 N SPECK AVE
City	INDEPENDENCE
State	MO
Zip	64056-2057
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRAILWOOD LOT 58
Legal Subdivision	TRAILWOOD
Legal Block	3
Legal Lot Number	58
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	3
Census Block	3041
Census Tract	11406

Owner

Source: Jackson County records, as of August 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	3500 PARK CENTER DR, 100, DAYTON, OH 45414-2680
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2024	Special Warranty Deed, Transfer OS NATIONAL LLC
Dec 27, 2018	Quit Claim Deed, Transfer · Line of Credit MISCELLANEOUS INS CO
Dec 3, 2018	Warranty Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 27, 2018 · Amount on Record
Deed Sale	Dec 27, 2018 · Amount on Record
Prior Sale	Dec 3, 2018
Deed Document Number	2018E109438
Record Updated	Oct 29, 2026

March 2024: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Mar 8, 2024
Property Address	312 N SPECK AVE, INDEPENDENCE, MO 64056-2057
Document Number	00E0014514
Instrument Date	Feb 29, 2024
Instrument	2024E0014514
Transaction Type	Transfer
Record Updated	Mar 14, 2024
Title Company	OS NATIONAL LLC

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3500 PARK CENTER DR STE 100, 100, DAYTON, OH 45414-2680

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3500 PARK CENTER DR STE 100, 100, DAYTON, OH 45414-2680
Investor	Possibly a Property Investor

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JACKSON MO
Recording Date	Dec 27, 2018
Property Address	312 N SPECK AVE, INDEPENDENCE, MO 64056-2057
Document Number	000E109438
Instrument Date	Dec 21, 2018
Instrument	109438E
Transaction Type	Transfer
Record Updated	Oct 22, 2019
Title Company	OS NATIONAL LLC, OS NAT'L LLC

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1505 KING STREET EXT #100 CHARLESTON SC 294059442, 100, CHARLESTON, SC 29405-9442

Mortgage

Document Number	E109439
Date	Dec 27, 2018
Instrument	109439E

Lender

Name	MISCELLANEOUS INS CO
Address	4 WORLD TRADE CTR 51ST # 150, NEW YORK, NY 10007

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Dec 3, 2018
Property Address	312 N SPECK AVE, INDEPENDENCE, MO 64056-2057
Document Number	000E102985
Instrument Date	Nov 27, 2018
Instrument	102985E
Transaction Type	Transfer
Record Updated	May 17, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1505 KING STREET EXT #100 CHARLESTON SC 294059442, 100, CHARLESTON, SC 29405-9442
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Independence 30 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$29,343 (-) Land $4,670 Building $24,673	$154,440 (-)
2025	$2,097.00 (+18.68%)	$29,343 (+14.99%) Land $4,670 Building $24,673	$154,440 (+15%)
2024	$1,767.00 (+2.32%)
2023	$1,727.00	$25,517 Land $3,863 Building $21,654	$134,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 91% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Wisper ISP.

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