Monroe County property record for 307 Lime St, Key Largo, FL 33037
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,720 sqft · built 1985 |
| Lot Size | 0.147 acres (6,420 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $410,000 (Jul 2016) |
| Tax Bill | $4,432 (2024) |
| Deeds & Mortgages | Sep 2025 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 00492180-000000 |
| Primary APN | 00492180-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 1,720 sqft Living Area |
| Gross Area | 2,071 sqft |
| 1st Floor Area | 1,720 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Wood |
| Construction Type | Wood |
| Foundation Type | Pile |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 6,420 sqft (0.147 acres) |
| Garage Type | Attached |
| Garage Area | 351 sqft |
| Porch | Open Porch |
| Porch Area | 1,010 sqft |
| Patio Area | 98 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 1608394 |
|---|---|
| Street Address | 307 LIME ST |
| City | KEY LARGO |
| State | FL |
| Zip | 33037-3885 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | URM |
| Legal Description | RE-SUB SEASIDE PB2-10 KEY LARGO PT SQR 3 G72-373-376 OR503-950 OR708-631 OR2525-1388 OR2631-1997 OR2808-235 |
| Legal Range | 38E |
| Legal Township | 62S |
| Legal Section | 14 |
| Legal Subdivision | SEASIDE RESUBD |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 970600 |
Source: Monroe County records, as of May 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 307 LIME ST, KEY LARGO, FL 33037-3885 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 21, 2016 · Amount on Record |
| Deed Sale | Jul 21, 2016 · Amount on Record |
| Prior Sale | Jun 4, 2013 · Amount on Record |
| Deed Book / Page | 2808 / 235 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 307 LIME ST, KEY LARGO, FL 33037-3885 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2025 |
| Name | Verified Name |
|---|---|
| Address | 307 LIME ST, KEY LARGO, FL 33037-3885 |
| Document Number | 0033461626 |
|---|---|
| Date | Sep 26, 2025 |
| Book Page | 3346/1626 |
| Instrument | 2516757 |
| Name | LAKEVIEW LOAN SERVICING LLC |
|---|---|
| Type | Mortgage Company |
| Address | MIAMI, FL 33146 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2055 |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $479,529 (+5.99%) | $774,042 (+1.68%) Land $265,018 Building $509,024 | |
| 2024 | $4,432.00 (+4.33%) | ||
| 2023 | $4,248.00 (+2.53%) Homeowner's exemption | $452,442 (+3%) | $761,238 (+19.28%) Land $441,696 Building $319,542 |
| 2022 | $4,143.00 Homeowner's exemption | $439,265 | $638,182 Land $317,469 Building $320,713 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 272 policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 272 in force |
| Nearby Flood Claims | 100 (1981–2024) |
| Claims Outside the SFHA | 9 of 100 |
| Most Recent Claim | May 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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