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15 Lime St, Key Largo, FL 33037 Property Records

Monroe County property record for 15 Lime St, Key Largo, FL 33037

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,148 sqft · built 1988
Lot Size0.129 acres (5,629 sqft)
OwnerIndividual Name on File
Last Sale$998,000 (Apr 2025)
Tax Bill$5,359 (2024)
Deeds & MortgagesDec 2018 Sale
Flood ZoneZone AE (high risk)
APN00492160-000000

Property Details

APN / Parcel Number

Primary APN00492160-000000
Alternative APNs
  • 14623800492160000000
  • 1608378

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,148 sqft Living Area
1st Floor Area1,148 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 2005
Exterior MaterialOther
Construction TypeMasonry / Concrete Block
Foundation TypePile
Roof TypeGable/Hip
Roof MaterialOther
Lot Area5,629 sqft (0.129 acres)
Garage Area700 sqft

Exterior Amenities

PorchOpen Porch
Porch Area466 sqft
Patio Area28 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number1608378
Old Parcel Number14623800492160000000
Street Address15 LIME ST
CityKEY LARGO
StateFL
Zip33037-3885
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRE-SUB SEASIDE PB2-10 KEY LARGO PT LOT 8 BK 3 & PARCEL B (FKA LOT 8 BK 3 SEASIDE SUB PB1-97) C2-416 G58-396 OR430-898
Legal Range38E
Legal Township62S
Legal Section14
Legal SubdivisionSEASIDE RESUBD
Legal Block3
Legal Lot Number8
JurisdictionMONROE FL
Township / Civil DivisionUPPER KEYS
Census Block Group1
Census Block1025
Census Tract970600

Owner

15 Lime St is owned and occupied by an individual who bought it in April 2025.

Source: Monroe County records, as of December 5, 2025

Owner of RecordIndividual Name on File
Mailing Address15 LIME ST, KEY LARGO, FL 33037-3885
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 1, 2025 · Amount on File
Deed SaleApr 1, 2025 · Amount on File
Prior SaleFeb 20, 2004 · Amount on File
Deed Document Number0033191601
Deed Book / Page2938 / 1867
Prior Transfer DateDec 3, 2018
Prior Transfer Doc2196669
Record UpdatedJun 8, 2026

December 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateDec 3, 2018
Property Address15 LIME ST, KEY LARGO, FL 33037-3885
Document Number0029381867
Book / Page002938 / 001867
Instrument DateNov 30, 2018
Instrument2196669
Transaction TypeTransfer
Record UpdatedJan 10, 2019
Title CompanyQUALIFIED TITLE SERVICES LLC, QUALIFIED TITLE SVCS LLC

Transaction

AmountAmount on Record
Tax$4,060.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1770 STARS RD EAST MARION NY 119391181, EAST MARION, NY 11939-1181

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$592,724$647,457 Land $253,332 Building $394,125
2024$5,359.00 (-6.15%)
2023$5,710.00 (+32.21%) Homeowner's exemption$625,285 (+24.5%) Land $422,220 Building $203,065$625,285 (+24.5%) Land $422,220 Building $203,065
2022$4,319.00$502,248 Land $303,471 Building $198,777$502,248 Land $303,471 Building $198,777

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15 Lime St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 272 policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies272 in force
Nearby Flood Claims100 (1981–2024)
Claims Outside the SFHA9 of 100
Most Recent ClaimMay 2024 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 42 claims
  • Hurricane Wilma, Oct 2005 · 37 claims
  • Hurricane Andrew, Aug 1992 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15 Lime St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless · DSL		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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