2 Lime St, Key Largo, FL 33037 Property Records

Monroe County property record for 2 Lime St, Key Largo, FL 33037 · Last verified April 2026

Property Summary

Property Type	Mixed Use Commercial Office / Residential
Details	1 bd · 1 ba · 493 sqft · built 1953
Lot Size	0.504 acres (21,931 sqft)
Owner	2 Individual Names on File
Last Sale	$110,000 (Jan 2003)
Tax Bill	$5,412 (2024)
Flood Zone	Zone AE (high risk)
APN	`00492130-000000`

Property Details

APN / Parcel Number

Primary APN	`00492130-000000`
Alternative APNs	`14623800492130000000` `1608343`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Units	2 Units
Stories	1 Story
Building Area	493 sqft Gross Area
1st Floor Area	493 sqft
Flooring	Wood
Interior Walls	Wood

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1995
Exterior Material	Concrete Block
Construction Type	Concrete Block
Fire Resistance	Masonry Walls, Wood Interior
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	21,931 sqft (0.504 acres)
Garage Type	Carport
Carport	Carport
Deck Area	462 sqft
Patio Area	264 sqft

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Account Number	1608343
Street Address	2 LIME ST
City	KEY LARGO
State	FL
Zip	33037-3856
Property Category	Commercial
Property Type	Commercial > Office > Mixed Use Commercial Office / Residential
Legal Description	BK 3 LTS 1 AND 2 SEASIDE AND PT LT 3 PB1-97 AND PB2-10 AND PT OF NE OF SE SEC 14 TWP 62S RGE 38E D1-529 G19-90 G24-306 G36-78 G50-570 OR76-471 OR123-236 OR181-465 OR238-366 OR391-608Q/C OR443-543 OR539-1094/95 OR668-84OD/C OR668-841Q/C OR840-1303 O
Legal Range	38E
Legal Township	62S
Legal Section	14
Legal Subdivision	SEASIDE RESUBD
Legal Block	3
Legal Lot Number	1,2,3
Jurisdiction	MONROE FL
Township / Civil Division	UPPER KEYS
Census Block Group	1
Census Block	1025
Census Tract	970600

Owner

Source: Monroe County records · APN 00492130-000000

Assessment roll updated December 8, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	232 OLEANDER DR, TAVERNIER, FL 33070-2745
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 27, 2003 · Amount on Record
Deed Sale	Jan 27, 2003 · Amount on Record
Deed Document Number	20031347037
Deed Book / Page	1853 / 357
Last Transfer Date	Aug 04, 2025
Transfer Doc	0033381381
Record Updated	Jun 08, 2026

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated December 8, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,649,801 (+87.27%) Land $1,559,076 Building $90,725	$1,649,801 (+87.27%) Land $1,559,076 Building $90,725
2024	$5,412.00 (+15.03%)
2023	$4,705.00 (+26.11%)	$880,995 (+47.07%) Land $790,044 Building $90,951	$880,995 (+47.07%) Land $790,044 Building $90,951
2022	$3,731.00	$599,015 Land $511,691 Building $87,324	$599,015 Land $511,691 Building $87,324

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (12087C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120879706001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 272 individual NFIP policies nearby
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	272 in force 153 of 272 on primary residences
Nearby Flood Claims	100 (1981–2024)
Claims Outside the SFHA	9 of 100
Most Recent Claim	May 2024, rainfall accumulation
Flood Events	Hurricane Irma (Sep 2017), 42 claims Hurricane Wilma (Oct 2005), 37 claims Hurricane Andrew (Aug 1992), 4 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.