Black Hawk County property record for 307 Lambeth Rd, Waterloo, IA 50701
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,834 sqft · built 1970 |
| Lot Size | 0.244 acres (10,647 sqft) |
| Owner | Individual Name on File |
| Last Sale | $183,500 (Aug 2021) |
| Tax Bill | $5,444 (2025) |
| Deeds & Mortgages | Aug 2026 Construction Loan Nov 2022 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 8913-20-207-003 |
| Primary APN | 8913-20-207-003 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Building Area | 1,834 sqft Living Area |
| 1st Floor Area | 1,330 sqft |
| Basement Area | 1,330 sqft |
| Finished Basement | 700 sqft |
| Unfinished Basement | 1,330 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Split Foyer |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Wood |
| Lot Area | 10,647 sqft (0.244 acres) |
| Lot Dimensions | 117 ft deep x 80 ft wide |
| Garage Type | Attached |
| Garage Area | 476 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 144 sqft |
| Patio Area | 288 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 307 LAMBETH RD |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50701-1635 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WESTBOURNE TERRACE ADDITION LOT 104 |
| Legal Range | 13W |
| Legal Township | 89N |
| Legal Section | 20 |
| Legal Subdivision | WESTBOURNE TERRACE ADDITION |
| Legal Lot Number | 104 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | WATERLOO |
| Census Block Group | 2 |
| Census Block | 2034 |
| Census Tract | 1503 |
Source: Black Hawk County assessment roll, as of October 17, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 307 LAMBETH RD, WATERLOO, IA 50701-1635 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 13, 2026 | Deed of Trust, Mortgage · Construction Mortgage UNION CREDIT UNION |
| Nov 8, 2022 | Deed of Trust, Mortgage · Line of Credit VERIDIAN CU |
| Aug 11, 2020 | Warranty Deed, Transfer · Conventional Mortgage GREENSTATE CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 11, 2021 · Amount on Record |
| Deed Sale | Aug 11, 2021 · Amount on Record |
| Prior Sale | Aug 11, 2020 · Amount on Record |
| Deed Document Number | 20213119 |
| Prior Transfer Date | Feb 28, 2011 |
| Prior Transfer Doc | 2011017332 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Aug 13, 2026 |
| Property Address | 307 LAMBETH RD, WATERLOO, IA 50701-1635 |
| Document Number | 0000012171 |
| Instrument Date | Aug 7, 2026 |
| Instrument | 202612171 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 307 LAMBETH RD, WATERLOO, IA 50701-1635 |
| Document Number | 0000012171, |
|---|---|
| Date | Aug 13, 2026 |
| Instrument | 202612171 |
| Name | UNION CREDIT UNION |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Aug 15, 2027 |
| Rate | 6.49% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 307 LAMBETH RD, WATERLOO, IA 50701-1635 |
| Transaction Type | Mortgage |
| Record Updated | Nov 22, 2022 |
| Name | Verified Name |
|---|---|
| Address | 307 LAMBETH RD, WATERLOO, IA 50701-1635 |
| Document Number | 202300007387 |
|---|---|
| Date | Nov 8, 2022 |
| Instrument | 202300007387 |
| Name | VERIDIAN CU |
|---|---|
| Type | Credit Union |
| Address | WATERLOO, IA 50704 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Nov 7, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Aug 11, 2020 |
| Property Address | 307 LAMBETH RD, WATERLOO, IA 50701-1635 |
| Document Number | 202100003119 |
| Instrument Date | Jul 31, 2020 |
| Instrument | 202100003119 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $292.80 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 307 LAMBETH RD, WATERLOO, IA 50701-1635 |
| Document Number | 202100003120 |
|---|---|
| Date | Aug 11, 2020 |
| Instrument | 202100003120 |
| Name | GREENSTATE CU |
|---|---|
| Type | Credit Union |
| Address | NORTH LIBERTY, IA 52317 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2050 |
Source: Black Hawk County assessment roll, as of October 17, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Cedar Falls Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,444.00 Homeowner's exemption | $295,520 (+21.42%) Land $30,790 Building $264,730 | $295,520 (+21.42%) Land $30,790 Building $264,730 |
| 2024 | $5,444.00 (+39.02%) | ||
| 2023 | $243,380 (+35.92%) Land $30,790 Building $212,590 | $243,380 (+35.92%) Land $30,790 Building $212,590 | |
| 2022 | $3,916.00 Homeowner's exemption | $179,060 Land $30,790 Building $148,270 | |
| 2021 | $179,060 Land $30,790 Building $148,270 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 58 (1978–2016) |
| Most Recent Claim | Sep 2016 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 98.1% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 361 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Holdings Fiber | 5,120 / 5,120 |
| Mediacom Communications Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Lumen Technologies DSL | 140 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: AMG Technology Investment Group, Cedar Falls Municipal Communications Utility, LTD Broadband.
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