226 Lambeth Rd, Waterloo, IA 50701 Property Records

Black Hawk County property record for 226 Lambeth Rd, Waterloo, IA 50701

Property Summary

Property Type	Single Family Home
Details	1 bd · 2 ba · 1,246 sqft · built 1976
Lot Size	0.177 acres (7,700 sqft)
Owner	Individual Name on File
Last Sale	$192,100 (Jan 2025)
Tax Bill	$5,200 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`8913-20-204-005`

Property Details

APN / Parcel Number

Primary APN	`8913-20-204-005`

Interior

Bedrooms	1 Bed
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,246 sqft Living Area
1st Floor Area	1,246 sqft
Basement Area	1,246 sqft
Finished Basement	950 sqft
Unfinished Basement	1,246 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,700 sqft (0.177 acres)
Lot Dimensions	110 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces
Deck Area	308 sqft
Patio Area	308 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	226 LAMBETH RD
City	WATERLOO
State	IA
Zip	50701-1634
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WESTBOURNE TERRACE ADDITION LOT 109
Legal Range	13W
Legal Township	89N
Legal Section	20
Legal Subdivision	WESTBOURNE TERRACE ADDITION
Legal Lot Number	109
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	2
Census Block	2026
Census Tract	1503

Owner

Source: Black Hawk County assessment roll, APN 8913-20-204-005, as of October 17, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2407 WILLOW LN, CEDAR FALLS, IA 50613-5907
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 09, 2025 · Amount on Record
Deed Sale	Jan 09, 2025 · Amount on Record
Prior Sale	Sep 25, 2024 · Amount on Record
Deed Document Number	2025395
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Recording Date	Apr 23, 2026
Property Address	226 LAMBETH RD, WATERLOO, IA 50701-1634
Document Number	0000005718
Instrument Date	Apr 10, 2026
Instrument	20265718
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2407 WILLOW LN, CEDAR FALLS, IA 50613-5907

Mortgage

Document Number	0000005718,
Date	Apr 23, 2026
Instrument	20265718

Lender

Name	BANKIOWA

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6.11%
Max Rate	-1%

Tax Assessment & Valuation

Source: Black Hawk County assessment roll as of October 17, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Cedar Falls Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,200.00	$205,690 (-18.36%) Land $24,150 Building $181,540	$205,690 (-18.36%) Land $24,150 Building $181,540
2024	$5,200.00 (+18.34%)
2023		$251,940 (+31.97%) Land $24,150 Building $227,790	$251,940 (+31.97%) Land $24,150 Building $227,790
2022	$4,394.00	$190,910 Land $24,150 Building $166,760
2021			$190,910 Land $24,150 Building $166,760

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), as of September 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 190130015032, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	58 (1978–2016)
Most Recent Claim	Sep 2016 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2016 · 5 claims Severe Storms, Tornadoes, And Flooding, Jun 2008 · 11 claims Severe Storms & Flooding, Aug 1993 · 12 claims

Wildfire

Wildfire Risk	Low lower than 99.8% of the US · lower than 98.1% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 361 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Metronet Holdings Fiber	5,120 / 5,120
Mediacom Communications Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
Lumen Technologies DSL	140 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: AMG Technology Investment Group, Cedar Falls Municipal Communications Utility, LTD Broadband.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system IA0790074, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	WATERLOO WATER WORKS serves 69,504 people
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.