Black Hawk County property record for 306 Lambeth Rd, Waterloo, IA 50701 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 1,300 sqft · built 1975 |
| Lot Size | 0.189 acres (8,250 sqft) |
| Owner | Individual Name on File |
| Last Sale | $203,500 (Jan 2021) |
| Tax Bill | $4,742 (2025) |
| Deeds & Mortgages | Apr 2026 Line of Credit Sep 2023 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 8913-20-204-007 |
| Primary APN | 8913-20-204-007 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,300 sqft Living Area |
| 1st Floor Area | 1,300 sqft |
| Basement Area | 1,300 sqft |
| Finished Basement | 450 sqft |
| Unfinished Basement | 1,300 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,250 sqft (0.189 acres) |
| Lot Dimensions | 110 ft deep x 75 ft wide |
| Porch | Slab |
|---|---|
| Porch Area | 70 sqft |
| Deck Area | 140 sqft |
| Patio Area | 32 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 306 LAMBETH RD |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50701-1636 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WESTBOURNE TERRACE ADDITION LOT 107 |
| Legal Range | 13W |
| Legal Township | 89N |
| Legal Section | 20 |
| Legal Subdivision | WESTBOURNE TERRACE ADDITION |
| Legal Lot Number | 107 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | WATERLOO |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 1503 |
Source: Black Hawk County records · APN 8913-20-204-007
Assessment roll updated October 17, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 306 LAMBETH RD, WATERLOO, IA 50701-1636 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 22, 2026 | Deed of Trust, Mortgage · Line of Credit DUPACO COMMUNITY CREDIT UNION |
| Sep 18, 2023 | Deed of Trust, Mortgage · Line of Credit DUPACO COMMUNITY CU |
| Mar 23, 2022 | Deed of Trust, Mortgage · Line of Credit DUPACO COMMUNITY CU |
| Jan 14, 2021 | Warranty Deed, Transfer · Conventional Mortgage DUPACO COMMUNITY CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 14, 2021 · Amount on Record |
| Deed Sale | Jan 14, 2021 · Amount on Record |
| Prior Sale | Jul 14, 2016 · Amount on Record |
| Deed Document Number | 202114878 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Apr 22, 2026 |
| Property Address | 306 LAMBETH RD, WATERLOO, IA 50701-1636 |
| Document Number | 0000005650 |
| Instrument Date | Apr 22, 2026 |
| Instrument | 20265650 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 306 LAMBETH RD, WATERLOO, IA 50701-1636 |
| Document Number | 0000005650, |
|---|---|
| Date | Apr 22, 2026 |
| Instrument | 20265650 |
| Name | DUPACO COMMUNITY CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Apr 22, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.38% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 306 LAMBETH RD, WATERLOO, IA 50701-1636 |
| Transaction Type | Mortgage |
| Record Updated | Oct 04, 2023 |
| Name | Verified Name |
|---|
| Document Number | 202400003878 |
|---|---|
| Date | Sep 18, 2023 |
| Instrument | 202400003878 |
| Name | DUPACO COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | DUBUQUE, IA 52001 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Sep 17, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 306 LAMBETH RD, WATERLOO, IA 50701-1636 |
| Transaction Type | Mortgage |
| Record Updated | Aug 09, 2022 |
| Name | Verified Name |
|---|
| Document Number | 202200018633 |
|---|---|
| Date | Mar 23, 2022 |
| Instrument | 202200018633 |
| Name | DUPACO COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | DUBUQUE, IA 52002 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Mar 22, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Jan 14, 2021 |
| Property Address | 306 LAMBETH RD, WATERLOO, IA 50701-1636 |
| Document Number | 202100014878 |
| Instrument Date | Jan 13, 2021 |
| Instrument | 202100014878 |
| Transaction Type | Transfer |
| Record Updated | Aug 09, 2022 |
| Title Company | BLACK HAWK COUNTY ABSTRACT AND T, BLACK HAWK CNTY ABSTRACT CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $324.80 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 306 LAMBETH RD, WATERLOO, IA 50701-1636 |
| Document Number | 202100014879 |
|---|---|
| Date | Jan 14, 2021 |
| Instrument | 202100014879 |
| Name | DUPACO COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2051 |
Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Cedar Falls Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,742.00 Homeowner's exemption | $261,520 (+9%) Land $25,880 Building $235,640 | $261,520 (+9%) Land $25,880 Building $235,640 |
| 2024 | $4,742.00 (+14.32%) | ||
| 2023 | $239,920 (+33.07%) Land $25,880 Building $214,040 | $239,920 (+33.07%) Land $25,880 Building $214,040 | |
| 2022 | $4,148.00 | $180,290 Land $25,880 Building $154,410 | |
| 2021 | $180,290 Land $25,880 Building $154,410 |
Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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