Okaloosa County property record for 307 Juniper St, Destin, FL 32541
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 2,112 sqft · built 1983 |
| Lot Size | 0.22 acres (9,598 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $540,000 (Jun 2022) |
| Tax Bill | $2,451 (2022) |
| Deeds & Mortgages | Jun 2022 Sale & Mortgage Jan 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-590-4267-1 |
| Primary APN | C56-000-590-4267-1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 2 Stories |
| Building Area | 2,112 sqft Heated Area |
| Gross Area | 2,292 sqft |
| 1st Floor Area | 336 sqft |
| Upper Floors Area | 682 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1983 |
|---|---|
| Exterior Material | Wood Siding |
| Roof Type | Gable/Hip |
| Roof Material | Wood |
| Lot Area | 9,598 sqft (0.22 acres) |
| Lot Width | 80 ft Width |
| Porch | Open Porch |
| Porch Area | 180 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 307 JUNIPER ST |
|---|---|
| City | DESTIN |
| State | FL |
| Zip | 32541-2613 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | KELL-AIR GARDENS LOT 12 BLK C |
| Legal Range | 22 |
| Legal Township | 02S |
| Legal Subdivision | KELL AIRE GARDENS |
| Legal Block | C |
| Legal Lot Number | 12 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | FORT WALTON BEACH |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 23305 |
Source: Okaloosa County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 307 JUNIPER ST, DESTIN, FL 32541-2613 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 8, 2022 | Warranty Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE |
| Jan 11, 2018 | Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 8, 2022 · Amount on Record |
| Deed Sale | Jun 8, 2022 · Amount on Record |
| Prior Sale | Jan 11, 2018 · Amount on Record |
| Deed Document Number | 3555747 |
| Deed Book / Page | 3626 / 1652 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Jun 8, 2022 |
| Property Address | 307 JUNIPER ST, DESTIN, FL 32541-2613 |
| Document Number | 0036261652 |
| Book / Page | 3626 / 1652 |
| Map Reference | MB 5 PG 48 |
| Instrument Date | Jun 6, 2022 |
| Instrument | 3555747 |
| Transaction Type | Transfer |
| Record Updated | Jul 8, 2022 |
| Title Company | CHAMPIONSHIP TITLE AGENCY LLC, CHAMPIONSHIP TITLE AGCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,780.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 22 ELLEN DR, 22, ROCKAWAY, NJ 07866-1905 |
| Name | Verified Name |
|---|---|
| Address | 307 JUNIPER ST, DESTIN, FL 32541-2613 |
| Document Number | 0036261654 |
|---|---|
| Date | Jun 8, 2022 |
| Instrument | 3626/1654 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Jan 11, 2018 |
| Property Address | 307 JUNIPER ST, DESTIN, FL 32541-2613 |
| Document Number | 0033331116 |
| Book / Page | 003333 / 001116 |
| Instrument Date | Jan 10, 2018 |
| Instrument | 3182494 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2018 |
| Title Company | OTHER |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,555.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 307 JUNIPER ST DESTIN FL 325412613, DESTIN, FL 32541-2613 |
| Document Number | 33331118 |
|---|---|
| Date | Jan 11, 2018 |
| Book Page | 003333/001118 |
| Instrument | 3182495 |
| Name | VETERANS UNITED HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 10, 2048 |
Source: Okaloosa County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Destin City |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | Homeowner's exemption Disabled Person's exemption Veteran's exemption | $378,872 (+2.77%) Land $129,985 Building $248,887 | $378,872 (+2.77%) Land $129,985 Building $248,887 |
| 2023 | Homeowner's exemption Disabled Person's exemption Veteran's exemption | $368,657 (+52.42%) Land $117,943 Building $250,714 | $368,657 (+7.58%) Land $117,943 Building $250,714 |
| 2022 | $2,451.00 Homeowner's exemption | $241,873 | $342,690 Land $107,221 Building $235,469 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 100 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 100 in force |
| Nearby Flood Claims | 29 (1995–2021) |
| Claims Outside the SFHA | 25 of 29 |
| Most Recent Claim | Apr 2021 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DESTIN WATER USERS, INC. private · serves 31,752 people · EPA ID FL1460202 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber · Fixed Wireless | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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