301 Juniper St, Destin, FL 32541 Property Records

Okaloosa County property record for 301 Juniper St, Destin, FL 32541

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,389 sqft · built 1994
Lot Size0.301 acres (13,105 sqft)
Owner2 Individual Names on Record
Tax Bill$2,468 (2025)
Deeds & MortgagesAug 2020 Mortgage
Flood ZoneZone X (minimal risk)
APNC56-000-590-4270-5

Property Details

APN / Parcel Number

Primary APNC56-000-590-4270-5
Alternative APNs
  • 00-2S-22-3090-000C-0150
  • 22S2003090000C0150

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,389 sqft Living Area
Gross Area3,120 sqft
1st Floor Area2,389 sqft
FlooringTile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialWood
Lot Area13,105 sqft (0.301 acres)
Lot Width114 ft Width
Garage TypeAttached
Garage Area506 sqft
PorchFlorida Room
Porch Area225 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address301 JUNIPER ST
CityDESTIN
StateFL
Zip32541-2613
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionKELL-AIR GARDENS LOT 15 BLK C
Legal SubdivisionAIR GARDENS
Legal BlockC
Legal Lot Number15
JurisdictionOKALOOSA FL
Township / Civil DivisionFORT WALTON BEACH
Census Block Group2
Census Block2008
Census Tract23305

Owner

Source: Okaloosa County records, as of August 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address301 JUNIPER ST, DESTIN, FL 32541-2613
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address301 JUNIPER ST, DESTIN, FL 32541-2613
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyAQUA TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address301 JUNIPER ST, DESTIN, FL 32541-2613

Mortgage

Document Number0034813303
DateAug 6, 2020
Book Page3481/3303
Instrument3379950
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueSep 1, 2035

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
MunicipalityDestin City
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,468.00 (+6.01%) Homeowner's exemption$247,438 (+5.99%)$519,707 (+2.5%) Land $142,984 Building $376,723
2023$2,328.00 (+2.65%) Homeowner's exemption$233,461 (+3%)$507,011 (+7.4%) Land $129,737 Building $377,274
2022$2,268.00 Homeowner's exemption$226,661$472,085 Land $117,943 Building $354,142

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 100 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies100 in force
Nearby Flood Claims29 (1995–2021)
Claims Outside the SFHA25 of 29
Most Recent ClaimApr 2021 · other causes
Claims by Event
  • Hurricane Dennis, Jul 2005 · 5 claims
  • Hurricane Frances, Sep 2004 · 7 claims
  • Hurricane Georges, Sep 1998 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDESTIN WATER USERS, INC.
private · serves 31,752 people · EPA ID FL1460202
Water SourceGroundwater
Last State InspectionJan 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber
5,000 / 5,000
AT&T
Fiber · Fixed Wireless
5,000 / 5,000
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20

May also be available: T-Mobile.

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