Carroll County property record for 307 E Thomas St, Union Bridge, MD 21791 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 2 Baths |
| Year Built | Built 1955 |
| Square Footage | 1,150 sqft Total Area |
| Lot Size | 7,200 sqft (0.165 acres) |
| Garage | Mixed, 432 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $290,000 (2022) |
| Tax Bill | $3,567.00 (2025) |
| Primary APN | 12-004265 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,150 sqft Total Area |
| Basement Area | 600 sqft Basement |
| Finished Basement | 600 sqft Finished |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Exterior Material | Siding Exterior |
| Roof Material | Composition Shingle Roof |
| Lot Area | 7,200 sqft (0.165 acres) |
| Depth X Width | 120 ft x 60 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Mixed Garage |
| Garage Area | 432 sqft Garage |
| Porch Area | 300 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Sewage | Sewage Connected |
| Account Number | 004265 |
|---|---|
| Street Address | 307 E THOMAS ST |
| City | UNION BRIDGE |
| State | MD |
| Zip | 21791-9120 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LT. 13 - 7200 SF 307 E THOMAS ST 1B-96 UNION BRIDGE BLK 2 |
| Legal Subdivision | UNION BRIDGE |
| Legal Block | 2 |
| Legal Lot Number | 13 |
| Jurisdiction | CARROLL MD |
| Minor Civil Division | 12, UNION BRIDGE |
| Census Blockgroup | 1 |
| Census Block | 1069 |
| Census Tract | 512000 |
Source: Carroll County records · APN 12-004265
Assessment roll updated August 5, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 307 E THOMAS ST, UNION BRIDGE, MD 21791-9120 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Feb 10, 2023 | Deed of Trust, Mortgage · Line of Credit TOWER FCU |
| Oct 12, 2022 | Deed, Transfer · Conventional Mortgage BAY CAPITAL MORTGAGE CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 12, 2022 · Amount on Record |
| Deed Sale | Oct 12, 2022 · Amount on Record |
| Deed Book / Page | 10904 / 189 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 307 E THOMAS ST, UNION BRIDGE, MD 21791-9120 |
| Transaction Type | Mortgage |
| Record Updated | Mar 01, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0109790089 |
|---|---|
| Date | Feb 10, 2023 |
| Book Page | 10979/89 |
| Name | TOWER FCU |
|---|---|
| Type | Credit Union |
| Address | LAUREL, MD 20707 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jan 25, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Oct 12, 2022 |
| Property Address | 307 E THOMAS ST, UNION BRIDGE, MD 21791-9120 |
| Document Number | 0109040189 |
| Book / Page | 10904 / 189 |
| Map Reference | MB 1-B FO 96 |
| Instrument Date | Aug 19, 2022 |
| Transaction Type | Transfer |
| Record Updated | Nov 09, 2022 |
| Title Company | CLEAR TITLE, CLEAR TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,450.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 307 E THOMAS ST, UNION BRIDGE, MD 21791-9120 |
| Document Number | 0109040194 |
|---|---|
| Date | Oct 12, 2022 |
| Instrument | 10904-0194 |
| Name | BAY CAPITAL MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Sep 01, 2052 |
Source: Carroll County records · Assessment roll updated August 5, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Municipality | Union Bridge Town |
| Unified School District | Carroll County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $266,000 (+35.71%) Land $70,200 Building $195,800 | $266,000 (+35.71%) Land $70,200 Building $195,800 | |
| 2025 | $3,567.00 (+23%) | ||
| 2023 | $2,900.00 | $196,000 Land $70,200 Building $125,800 | $196,000 Land $70,200 Building $125,800 |
Source: FEMA National Flood Hazard Layer, Carroll County (24013C), updated March 11, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release
| Historic District | Within the Union Bridge Historic District listed 1994 · 251 contributing resources · NRIS 94000820 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
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