Carroll County property record for 302 E Thomas St, Union Bridge, MD 21791 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 1 Baths |
| Year Built | Built 1977 |
| Square Footage | 960 sqft Total Area |
| Lot Size | 9,278 sqft (0.213 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $375,000 (2026) |
| Tax Bill | $2,374.00 (2025) |
Source: Carroll County records · APN 12-004281
Assessment roll updated August 5, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 302 E THOMAS ST, UNION BRIDGE, MD 21791-9121 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 23, 2026 | Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Dec 05, 2025 | Deed, Transfer · Commercial Mortgage NOVAK FINANCIAL INCOR |
| Apr 06, 2018 | Deed of Trust, Mortgage LIBERTY HM EQUITY SOLUTIONS |
| Apr 06, 2018 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage HUD-HOUSING/URBAN DEV |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 23, 2026 · Amount on Record |
| Deed Sale | Jun 23, 2026 · Amount on Record |
| Prior Sale | Dec 05, 2025 · Amount on Record |
| Deed Doc Number | 2026 |
| Deed Book / Page | 11797 / 454 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Jun 23, 2026 |
| Property Address | 302 E THOMAS ST, UNION BRIDGE, MD 21791-9121 |
| Document Number | 1179000454 |
| Book / Page | 11797 / 454 |
| Instrument Date | May 29, 2026 |
| Transaction Type | Transfer |
| Record Updated | Jul 07, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $378,750.00 |
| Amount Accuracy | Calculated from Tax (Full/Partial Unknown) |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 302 E THOMAS ST, UNION BRIDGE, MD 21791-9121 |
| Document Number | 1179000462, |
|---|---|
| Date | Jun 23, 2026 |
| Book Page | 11797/462 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Dec 05, 2025 |
| Property Address | 302 E THOMAS ST, UNION BRIDGE, MD 21791-9121 |
| Document Number | 0116380162 |
| Book / Page | 11638 / 162 |
| Map Reference | LB ODG 118 FO 364 |
| Instrument Date | Nov 13, 2025 |
| Transaction Type | Transfer |
| Record Updated | Dec 18, 2025 |
| Title Company | SILVERTREE TITLE LLC, SILVER TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8365 TARAN CT, EASTON, MD 21601-7121 |
| Document Number | 0011638167 |
|---|---|
| Date | Dec 05, 2025 |
| Instrument | 11638/167 |
| Name | NOVAK FINANCIAL INCOR |
|---|---|
| Type | Non-Lending Institution |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 302 E THOMAS ST, UNION BRIDGE, MD 21791-9121 |
| Document Number | 0089910369 |
| Instrument Date | Apr 06, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 12, 2019 |
| Title Company | FIRST SOURCE TITLE AGENCY INC, FIRST SOURCE TITLE AGCY INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 302 E THOMAS ST UNION BRIDGE MD 217919121, UNION BRIDGE, MD 21791-9121 |
| Document Number | 0089910369 |
|---|---|
| Date | Apr 19, 2018 |
| Book Page | 008991/000369 |
| Name | LIBERTY HM EQUITY SOLUTIONS |
|---|---|
| Type | Funding / Finance Company |
| Address | RANCHO CORDOVA, CA 95670 |
| Amount | Amount Recorded |
|---|---|
| Term | 924 Months |
| Due | Apr 18, 2095 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 302 E THOMAS ST, UNION BRIDGE, MD 21791-9121 |
| Document Number | 0089910386 |
| Instrument Date | Apr 06, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 27, 2018 |
| Title Company | NOT AVAILABLE, LIBERTY HM EQUITY SOLUTIONS IN |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 302 E THOMAS ST UNION BRIDGE MD 217919121, UNION BRIDGE, MD 21791-9121 |
| Document Number | 0089910386 |
|---|---|
| Date | Apr 19, 2018 |
| Book Page | 008991/000386 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 924 Months |
| Due | Apr 18, 2095 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.66% |
Source: Carroll County records · Assessment roll updated August 5, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Municipality | Union Bridge Town |
| Unified School District | Carroll County Public Schools (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $169,700 (+4.77%) Land $72,200 Building $97,500 | $169,700 (-) Land $72,200 Building $97,500 | |
| 2025 | $2,374.00 (+9.5%) Homeowner's exemption | $161,967 (+10.56%) | $169,700 (+15.84%) Land $72,200 Building $97,500 |
| 2023 | $2,168.00 Homeowner's exemption | $146,500 Land $72,200 Building $74,300 | $146,500 Land $72,200 Building $74,300 |
Source: FEMA National Flood Hazard Layer, Carroll County (24013C), updated March 11, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified: October 2026
| Historic District | Within the Union Bridge Historic District listed 1994 · 251 contributing resources · NRIS 94000820 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
| Primary APN | 12-004281 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Baths |
|---|---|
| Building Area | 960 sqft Total Area |
| Stories | 1 Stories |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Exterior Material | Siding Exterior |
| Roof Material | Composition Shingle Roof |
| Lot Area | 9,278 sqft (0.213 acres) |
| Deck Area | 160 sqft Deck |
| Heating Fuel | Electric Heating Fuel |
|---|---|
| Sewage | Sewage Connected |
| Account Number | 004281 |
|---|---|
| Street Address | 302 E THOMAS ST |
| City | UNION BRIDGE |
| State | MD |
| Zip | 21791-9121 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LT. 1 BLK 3 0.213 AC S/S THOMAS ST UNION BRIDGE |
| Legal Subdivision | UNION BRIDGE |
| Legal Block | 3 |
| Legal Lot Number | 1 |
| Jurisdiction | CARROLL MD |
| Minor Civil Division | 12, UNION BRIDGE |
| Census Blockgroup | 1 |
| Census Block | 1070 |
| Census Tract | 512000 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures