307 E Main St, Ottumwa, IA 52501 Property Records

Wapello County property record for 307 E Main St, Ottumwa, IA 52501

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	6,040 sqft · built 1900
Lot Size	0.121 acres (5,280 sqft)
Owner	Company Name on File
Tax Bill	$6,494 (2026)
Deeds & Mortgages	Nov 2023 Line of Credit Feb 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`007411240121000`

Property Details

APN / Parcel Number

Primary APN	`007411240121000`

Interior

Units	4 Units
Stories	1 Story
Building Area	6,040 sqft Gross Area
1st Floor Area	2,240 sqft
Basement Area	2,800 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Brick
Construction Type	Log
Roof Material	Urethane Foam
Lot Area	5,280 sqft (0.121 acres)
Lot Dimensions	132 ft deep x 40 ft wide
Porch	Slab
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Water Source	Commercial

Location & Zoning

Street Address	307 E MAIN ST
City	OTTUMWA
State	IA
Zip	52501-3024
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	OTTUMWA ORIGINAL OTTUMWA ORIGINAL NW 40'LOT 285 BLK 21 NW 40'LOT 285 BLK 21 (307-309 E MAIN) (307-309 E MAIN) (307 E MAIN
Legal Subdivision	OTTUMWA ORIG
Legal Block	21
Legal Lot Number	285
Jurisdiction	WAPELLO IA
Township / Civil Division	CENTER
Census Block Group	1
Census Block	1036
Census Tract	960500

Owner

307 E Main St, a commercial property, is owned by a company that acquired it in February 2020.

Source: Wapello County records, as of October 20, 2026

Owner of Record	Company Name on File
Mailing Address	215 E 4TH ST, OTTUMWA, IA 52501-2929
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2023	Deed of Trust, Mortgage · Line of Credit SOUTH OTTUMWA SAVINGS BANK
Feb 10, 2020	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Feb 3, 2020
Transfer Doc	002020/480
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAPELLO IA
Property Address	307 E MAIN ST, OTTUMWA, IA 52501-3024
Transaction Type	Mortgage
Record Updated	Oct 9, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02023/4150
Date	Nov 20, 2023
Book Page	2023/4150
Instrument	2023 4150

Lender

Name	SOUTH OTTUMWA SAVINGS BANK
Type	Bank
Address	OTTUMWA, IA 52501

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Nov 15, 2043

Interest

Rate Type	Adjustable Rate

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WAPELLO IA
Recording Date	Feb 10, 2020
Property Address	307 E MAIN ST, OTTUMWA, IA 52501-3024
Document Number	002020/480
Book / Page	2020 / 480
Instrument Date	Feb 3, 2020
Instrument	480
Transaction Type	Transfer
Record Updated	Oct 9, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	215 E 4TH ST, OTTUMWA, IA 52501-2929

Tax Assessment & Valuation

The 2026 property tax bill for 307 E Main St was $6,494.

Source: Wapello County assessment roll, as of October 9, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Wapello County
Municipality	Ottumwa City
Unified School District	Ottumwa Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,494.00	$260,830 (-14.42%) Land $13,200 Building $247,630	$260,830 (-14.42%) Land $13,200 Building $247,630
2025		$304,770 Land $13,200 Building $291,570	$304,770 Land $13,200 Building $291,570
2024	$5,796.00
2023		$59,950 (+92.89%) Land $13,200 Building $46,750	$59,950 Land $13,200 Building $46,750
2022	$794.00	$31,080 Land $13,200 Building $17,880
2021			$31,080 Land $13,200 Building $17,880

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 307 E Main St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective January 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1998–2010)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2010 · Severe Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 307 E Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 98.1% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTTUMWA WATER WORKS serves 25,529 people · EPA ID IA9083012
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
MCG Fiber	2,000 / 2,000
Mediacom Xtream Cable	2,000 / 1,000

May also be available: LISCOFIBER, Verizon.

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