303 E Main St, Ottumwa, IA 52501 Property Records

Wapello County property record for 303 E Main St, Ottumwa, IA 52501

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	3,053 sqft · built 1890
Lot Size	0.067 acres (2,904 sqft)
Owner	Company Name on File
Last Sale	$190,000 (Mar 2022)
Tax Bill	$1,734 (2026)
Deeds & Mortgages	Feb 2024 Line of Credit Mar 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`007411240245000`

Property Details

APN / Parcel Number

Primary APN	`007411240245000`

Interior

Stories	2 Stories
Building Area	3,053 sqft Gross Area
1st Floor Area	1,540 sqft
Basement Area	1,540 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Exterior Material	Brick
Construction Type	Log
Roof Material	Urethane Foam
Lot Area	2,904 sqft (0.067 acres)
Lot Dimensions	132 ft deep x 22 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Water Source	Commercial

Location & Zoning

Street Address	303 E MAIN ST
City	OTTUMWA
State	IA
Zip	52501-3024
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	OTTUMWA ORIG MID PT L286 BLK21 FRONTING 21.86 MAIN ST&21.77 ALLEY(WASHINGTON CL) (303 E MAIN)(STE 101 -FIRST LEVEL) (APT
Legal Subdivision	OTTUMWA ORIG
Legal Block	21
Jurisdiction	WAPELLO IA
Township / Civil Division	CENTER
Census Block Group	1
Census Block	1036
Census Tract	960500

Owner

303 E Main St, a commercial property, is owned by a company that bought it in March 2022.

Source: Wapello County records, as of October 20, 2026

Owner of Record	Company Name on File
Mailing Address	224 PENNSYLVANIA AVE, OTTUMWA, IA 52501-2036
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 5, 2024	Deed of Trust, Mortgage · Line of Credit IOWA STATE BANK & TRUST CO
Mar 28, 2022	Deed of Trust, Mortgage · Commercial Mortgage IOWA STATE BANK & TRUST CO
Nov 3, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 28, 2022 · Amount on File
Deed Sale	Mar 28, 2022 · Amount on File
Prior Sale	Nov 3, 2017 · Amount on File
Deed Document Number	20221272
Deed Book / Page	2022 / 1272
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAPELLO IA
Property Address	303 E MAIN ST, OTTUMWA, IA 52501-3024
Transaction Type	Mortgage
Record Updated	Apr 3, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002024/375
Date	Feb 5, 2024
Book Page	2024/375
Instrument	2024 0375

Lender

Name	IOWA STATE BANK & TRUST CO
Type	Bank
Address	FAIRFIELD, IA 52556

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	119 Months
Due	Jan 24, 2034

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAPELLO IA
Property Address	303 E MAIN ST, OTTUMWA, IA 52501-3024
Transaction Type	Mortgage
Record Updated	Oct 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02022/1275
Date	Mar 28, 2022
Book Page	2022/1275
Instrument	2022 1275

Lender

Name	IOWA STATE BANK & TRUST CO
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAPELLO IA
Recording Date	Nov 3, 2017
Property Address	303 E MAIN ST, OTTUMWA, IA 52501-3024
Document Number	02017/4686
Book / Page	2017 / 4686
Instrument Date	Nov 2, 2017
Instrument	2017 4686
Transaction Type	Transfer
Record Updated	Oct 23, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	111 MAIN ST, OTTUMWA, IA 52501

Tax Assessment & Valuation

The 2026 property tax bill for 303 E Main St was $1,734.

Source: Wapello County assessment roll, as of October 9, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Wapello County
Municipality	Ottumwa City
Unified School District	Ottumwa Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,734.00	$182,360 (+156.56%) Land $7,260 Building $175,100	$182,360 (+156.56%) Land $7,260 Building $175,100
2025		$71,080 Land $7,260 Building $63,820	$71,080 Land $7,260 Building $63,820
2024	$1,364.00
2023		$59,060 (+22.1%) Land $7,260 Building $51,800	$59,060 Land $7,260 Building $51,800
2022	$1,234.00	$48,370 Land $7,260 Building $41,110
2021			$48,370 Land $7,260 Building $41,110

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 303 E Main St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective January 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1998–2010)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2010 · Severe Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 303 E Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 98.1% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTTUMWA WATER WORKS serves 25,529 people · EPA ID IA9083012
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
MCG Fiber	2,000 / 2,000
Mediacom Xtream Cable	2,000 / 1,000

May also be available: LISCOFIBER, Verizon.

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