313 E Main St, Ottumwa, IA 52501 Property Records

Wapello County property record for 313 E Main St, Ottumwa, IA 52501

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	4,080 sqft · built 1890
Lot Size	0.073 acres (3,168 sqft)
Owner	Company Name on File
Last Sale	$70,500 (Mar 2026)
Tax Bill	$2,010 (2026)
Deeds & Mortgages	Mar 2026 Sale & Mortgage Jul 2024 Sale
Flood Zone	Zone X (minimal risk)
APN	`007411240243000`

Property Details

APN / Parcel Number

Primary APN	`007411240243000`

Interior

Stories	2 Stories
Building Area	4,080 sqft Gross Area
1st Floor Area	1,440 sqft
Basement Area	1,440 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Exterior Material	Brick
Construction Type	Log
Roof Material	Urethane Foam
Lot Area	3,168 sqft (0.073 acres)
Lot Dimensions	132 ft deep x 24 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	313 E MAIN ST
City	OTTUMWA
State	IA
Zip	52501-3024
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	OTTUMWA ORIGINAL OTTUMWA ORIGINAL NW 24'LOT 284 BLK 21 NW 24'LOT 284 BLK 21 (313 E. MAIN) (313 E. MAIN) (313 E MAIN APT 200
Legal Subdivision	OTTUMWA ORIG
Legal Block	21,313
Legal Lot Number	284
Jurisdiction	WAPELLO IA
Township / Civil Division	CENTER
Census Block Group	1
Census Block	1036
Census Tract	960500

Owner

313 E Main St, a commercial property, is owned by a company that bought it in March 2026.

Source: Wapello County records, as of October 20, 2026

Owner of Record	Company Name on File
Mailing Address	13329 ANGLE RD, OTTUMWA, IA 52501-8974
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2026	Land Contract, Transfer · Seller Carry-Back JOSE LOPEZ
Jul 31, 2024	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 16, 2026 · Amount on File
Deed Sale	Mar 16, 2026 · Amount on File
Prior Sale	Jul 31, 2024 · Amount on File
Deed Document Number	2026968
Deed Book / Page	2026 / 968
Record Updated	Oct 29, 2026

March 2026: Land Contract, Transfer

Document Type	Land Contract
Jurisdiction	WAPELLO IA
Recording Date	Mar 16, 2026
Property Address	313 E MAIN ST, OTTUMWA, IA 52501-3024
Document Number	002026/968
Book / Page	2026 / 968
Instrument Date	Mar 16, 2026
Instrument	2026 0968
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13329 ANGLE RD, OTTUMWA, IA 52501-8974

Mortgage

Date	Mar 16, 2026

Lender

Name	JOSE LOPEZ
Type	Private Party

Agreement

Type	Seller Carry-Back
Amount	Amount on Record
Term	12 Months
Due	Mar 16, 2027

July 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAPELLO IA
Recording Date	Jul 31, 2024
Property Address	313 E MAIN ST, OTTUMWA, IA 52501-3024
Document Number	02024/2803
Book / Page	2024 / 2803
Instrument Date	Jul 30, 2024
Instrument	2024 2803
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount on Record
Tax	$271.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	423 N WAPELLO ST, OTTUMWA, IA 52501-2433

Tax Assessment & Valuation

The 2026 property tax bill for 313 E Main St was $2,010, up 11.5% from the year before.

Source: Wapello County assessment roll, as of October 9, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Wapello County
Municipality	Ottumwa City
Unified School District	Ottumwa Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,010.00 (+11.54%)	$94,330 (-) Land $7,920 Building $86,410	$94,330 (-) Land $7,920 Building $86,410
2025	$1,802.00	$94,330 Land $7,920 Building $86,410	$94,330 Land $7,920 Building $86,410
2024	$1,802.00
2023		$78,040 (+22.74%) Land $7,920 Building $70,120	$78,040 Land $7,920 Building $70,120
2022	$1,624.00	$63,580 Land $7,920 Building $55,660
2021			$63,580 Land $7,920 Building $55,660

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 313 E Main St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective January 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1998–2010)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2010 · Severe Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 313 E Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 98.1% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTTUMWA WATER WORKS serves 25,529 people · EPA ID IA9083012
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
MCG Fiber	2,000 / 2,000
Mediacom Xtream Cable	2,000 / 1,000

May also be available: LISCOFIBER, Verizon.

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