304 E Main St, Decorah, IA 52101 Property Records

Winneshiek County property record for 304 E Main St, Decorah, IA 52101 · Last verified April 2026

Property Summary

Property TypeDuplex
Details3 bd · 4 ba · 2,392 sqft · built 1900
Lot Size0.155 acres (6,765 sqft)
OwnerIndividual Name on File
Last Sale$150,000 (Nov 2023)
Tax Bill$2,924 (2025)
Deeds & MortgagesNov 2023 Sale & Mortgage
Nov 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN111643400400

Property Details

APN / Parcel Number

Primary APN111643400400

Interior

Bedrooms3 Beds
Full Baths4 Baths
Half Baths2 Half Baths
Total Rooms10 Rooms
Units3 Units
Stories2 Stories
Building Area2,392 sqft Total Area
1st Floor Area1,196 sqft
Basement Area1,196 sqft
Unfinished Basement1,196 sqft
Interior WallsPlaster

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleDuplex Single
Exterior MaterialStucco
Construction TypeBrick
Roof TypeGable
Roof MaterialAsphalt
Lot Area6,765 sqft (0.155 acres)
Lot Dimensions123 ft deep x 55 ft wide
PorchSlab
Porch Area60 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address304 E MAIN ST
CityDECORAH
StateIA
Zip52101-1917
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Legal DescriptionL 9 & W 21" OF L 8 BLK 44 ORIG DECORAH
Legal Range08W
Legal Township98N
Legal Section16
Legal SubdivisionORIG DECORAH
Legal Block44
JurisdictionWINNESHIEK IA
Township / Civil DivisionDECORAH
Census Block Group1
Census Block1072
Census Tract950200

Owner

Source: Winneshiek County records · APN 111643400400

Assessment roll updated October 21, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address105 1ST ST, DECORAH, IA 52101-1473
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 09, 2023Warranty Deed, Transfer · Conventional Mortgage
DECORAH BANK & TRUST CO
Nov 09, 2023Warranty Deed, Transfer · Conventional Mortgage
DECORAH BANK & TRUST CO

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 09, 2023 · Amount on Record
Deed SaleNov 09, 2023 · Amount on Record
Deed Document Number20232723
Deed Book / Page2023 / 2723
Record UpdatedJun 08, 2026

November 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWINNESHIEK IA
Recording DateNov 09, 2023
Property Address304 E MAIN ST, DECORAH, IA 52101-1917
Document Number02023/2723
Book / Page2023 / 2723
Instrument DateNov 09, 2023
Instrument2023 2723
Transaction TypeTransfer
Record UpdatedDec 20, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$239.20
Amount AccuracyRounded by County

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address105 1ST ST, DECORAH, IA 52101-1473

Mortgage

Document Number0020232726
DateNov 09, 2023
Instrument2023 2726
Lender
NameDECORAH BANK & TRUST CO
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 09, 2053
Interest
Rate TypeAdjustable Rate
Rate7.75%
Type Change DateNov 09, 2030
Change FrequencyAnnually
Min Rate At Change7.75%
Max Rate At Change9.75%
Index1-Year T-Bill
Margin3
Max Rate13.7%

November 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWINNESHIEK IA
Recording DateNov 09, 2023
Property Address304 E MAIN ST, DECORAH, IA 52101-1917
Document Number02023/2723
Book / Page2023 / 2723
Instrument DateNov 09, 2023
Instrument2023 2723
Transaction TypeTransfer
Record UpdatedApr 25, 2024

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$239.20
Amount AccuracyRounded by County

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address105 1ST ST, DECORAH, IA 52101-1473

Mortgage

Document Number0020232726
DateNov 09, 2023
Instrument2023 2726
Lender
NameDECORAH BANK & TRUST CO
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 09, 2053
Interest
Rate TypeAdjustable Rate
Rate7.75%
Type Change DateNov 01, 2030
Change FrequencyAnnually
Min Rate At Change7.75%
Max Rate At Change9.75%
Index1-Year T-Bill
Margin3
Max Rate13.7%

Tax Assessment & Valuation

Source: Winneshiek County records · Assessment roll updated October 21, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateIowa
CountyWinneshiek County
MunicipalityDecorah City
Unified School DistrictDecorah Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,924.00$178,090 (+14.67%) Land $24,260 Building $153,830$178,090 (+14.67%) Land $24,260 Building $153,830
2024$2,924.00 (+4.58%)
2023$155,300 (+15.76%) Land $24,260 Building $131,040$155,300 (+15.76%) Land $24,260 Building $131,040
2022$2,796.00$134,160 Land $20,210 Building $113,950
2021$134,160 Land $20,210 Building $113,950

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Winneshiek County (19191C), updated February 21, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AH, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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