307 E Gardiner St, Valley, NE 68064 Property Records

Douglas County property record for 307 E Gardiner St, Valley, NE 68064

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,488 sqft · built 1920
Lot Size0.223 acres (9,750 sqft)
OwnerIndividual Name on File
Last Sale$120,000 (Sep 2021)
Tax Bill$3,009 (2024)
Deeds & MortgagesSep 2021 Sale & Mortgage
Flood ZoneZone AE (high risk)
APNR1259810000

Property Details

APN / Parcel Number

Primary APNR1259810000
Alternative APNs
  • 5981 0000 12
  • 1259810000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,488 sqft Living Area
Basement Area1,454 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1920
Architectural StyleRanch
Exterior MaterialWood Siding
Construction TypeFrame
Foundation TypeBlock
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area9,750 sqft (0.223 acres)
Lot Dimensions130 ft deep x 75 ft wide
Garage TypeDetached
Garage Area320 sqft
Parking Spaces1 Parking Space
PorchPorch
Porch Area280 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR1259810000
Street Address307 E GARDINER ST
CityVALLEY
StateNE
Zip68064-2604
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHARRIERS 3RD ADD TO VALLEY LOT 2 BLOCK 1 75 X 130
Legal SubdivisionHARRIERS 3RD ADD TO VALLEY
Legal Block1
Legal Lot Number2
JurisdictionDOUGLAS NE
Township / Civil DivisionPLATTE VALLEY
Census Block Group2
Census Block2005
Census Tract7504

Owner

307 E Gardiner St is owned and occupied by an individual who bought it in September 2021.

Source: Douglas County records, as of March 16, 2026

Owner of RecordIndividual Name on File
Mailing Address307 E GARDINER ST, VALLEY, NE 68064-2604
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 21, 2021 · Amount on File
Deed SaleSep 21, 2021 · Amount on File
Deed Document Number2021124349
Record UpdatedJun 8, 2026

September 2021: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionDOUGLAS NE
Recording DateSep 21, 2021
Property Address307 E GARDINER ST, VALLEY, NE 68064-2604
Document Number2021124349
Instrument DateSep 15, 2021
Instrument2021124349
Transaction TypeSubdivision Related Transfer
Record UpdatedNov 24, 2021
Title CompanyDRI TITLE & ESCROW

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$270.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2021124350
DateSep 21, 2021
Instrument2021124350
Lender
NameCHARTER WEST BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2051

Mortgage

Document Number2021129216
DateSep 30, 2021
Instrument2021129216
Lender
NameCHARTER WEST BANK
TypeBank
AddressWEST POINT, NE 68788
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Douglas County assessment roll, as of December 31, 2025

Property Jurisdictions

TypeName
StateNebraska
CountyDouglas County
MunicipalityValley City
Unified School DistrictDouglas County West Community Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$218,000 Land $16,500 Building $201,500$218,000 Land $16,500 Building $201,500
2024$3,009.00 (+7.54%)
2023$2,798.00 (-9.63%)$174,600 Land $16,500 Building $158,100$174,600 Land $16,500 Building $158,100
2022$3,096.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 307 E Gardiner St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 70 policies
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies70 in force
Nearby Flood Claims79 (1978–2025)
Claims Outside the SFHA1 of 79
Most Recent ClaimAug 2025 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Aug 2025 · 3 claims
  • Severe Storms And Flooding, Mar 2019 · 46 claims
  • Severe Storms, Tornadoes & Flooding, Jun 1990 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 307 E Gardiner St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF VALLEY
serves 3,294 people · EPA ID NE3105518
Water SourceGroundwater
Last State InspectionJan 2026
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Great Plains Communications
Fiber
2,000 / 2,000
Cox Communications
Cable
2,000 / 100
Nextlink
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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