Douglas County property record for 309 E Gardiner St, Valley, NE 68064
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,480 sqft · built 1910 |
| Lot Size | 0.223 acres (9,750 sqft) |
| Owner | Individual Name on File |
| Last Sale | $179,000 (Mar 2021) |
| Tax Bill | $3,079 (2024) |
| Deeds & Mortgages | Mar 2021 Sale & Mortgage Mar 2021 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | R1259820000 |
| Primary APN | R1259820000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,480 sqft Living Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1910 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 9,750 sqft (0.223 acres) |
| Lot Dimensions | 130 ft deep x 75 ft wide |
| Garage Type | Detached |
| Garage Area | 720 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 585 sqft |
| Deck Area | 176 sqft |
| Patio Area | 562 sqft |
| Fence | Fence |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R1259820000 |
|---|---|
| Street Address | 309 E GARDINER ST |
| City | VALLEY |
| State | NE |
| Zip | 68064-2604 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HARRIERS 3RD ADD TO VALLEY LOT 3 BLOCK 1 75 X 130 |
| Legal Subdivision | HARRIERS 3RD ADD TO VALLEY |
| Legal Block | 1 |
| Legal Lot Number | 3 |
| Jurisdiction | DOUGLAS NE |
| Township / Civil Division | PLATTE VALLEY |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 7504 |
309 E Gardiner St is owned and occupied by an individual who bought it in March 2021.
Source: Douglas County records, as of March 16, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 309 E GARDINER ST, VALLEY, NE 68064-2604 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 1, 2021 | Warranty Deed, Transfer · Conventional Mortgage REGENT FINANCIAL GROUP INC |
| Mar 1, 2021 | Warranty Deed, Transfer · Conventional Mortgage REGENT FINANCIAL GROUP INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 1, 2021 · Amount on File |
| Deed Sale | Mar 1, 2021 · Amount on File |
| Prior Sale | Oct 21, 2016 · Amount on File |
| Deed Document Number | 2021025832 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DOUGLAS NE |
| Recording Date | Mar 1, 2021 |
| Property Address | 309 E GARDINER ST, VALLEY, NE 68064-2604 |
| Document Number | 2021025832 |
| Instrument Date | Feb 10, 2021 |
| Instrument | 2021025832 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2021 |
| Title Company | MIDWEST AREA TITLE INC, MIDWEST TITLE INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $402.75 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Document Number | 2021025833 |
|---|---|
| Date | Mar 1, 2021 |
| Instrument | 2021025833 |
| Name | REGENT FINANCIAL GROUP INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DOUGLAS NE |
| Recording Date | Mar 1, 2021 |
| Property Address | 309 E GARDINER ST, VALLEY, NE 68064-2604 |
| Document Number | 0000025832 |
| Instrument Date | Feb 10, 2021 |
| Instrument | 2021025832 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2021 |
| Title Company | MIDWEST AREA TITLE INC, MIDWEST TITLE INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $402.75 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Document Number | 0000025833 |
|---|---|
| Date | Mar 1, 2021 |
| Instrument | 2021025833 |
| Name | REGENT FINANCIAL GROUP INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2051 |
Source: Douglas County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Nebraska |
| County | Douglas County |
| Municipality | Valley City |
| Unified School District | Douglas County West Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $222,700 Land $16,500 Building $206,200 | $222,700 Land $16,500 Building $206,200 | |
| 2024 | $3,079.00 (+9.22%) | ||
| 2023 | $2,819.00 (-9.65%) | $175,900 Land $16,500 Building $159,400 | $175,900 Land $16,500 Building $159,400 |
| 2022 | $3,120.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 309 E Gardiner St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 70 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 70 in force |
| Nearby Flood Claims | 79 (1978–2025) |
| Claims Outside the SFHA | 1 of 79 |
| Most Recent Claim | Aug 2025 · Severe Storms, Straight-line Winds, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 309 E Gardiner St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF VALLEY serves 3,294 people · EPA ID NE3105518 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2026 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Great Plains Communications Fiber | 2,000 / 2,000 |
| Cox Communications Cable | 2,000 / 100 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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