Douglas County property record for 223 E Gardiner St, Valley, NE 68064
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 672 sqft · built 1947 |
| Lot Size | 0.146 acres (6,400 sqft) |
| Owner | Individual Name on File |
| Last Sale | $102,000 (Feb 2019) |
| Tax Bill | $1,820 (2024) |
| Deeds & Mortgages | Apr 2021 Mortgage Feb 2019 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | R1307840000 |
| Primary APN | R1307840000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 672 sqft Living Area |
| Basement Area | 672 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1947 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 6,400 sqft (0.146 acres) |
| Lot Dimensions | 128 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 60 sqft |
| Deck Area | 120 sqft |
| Patio Area | 120 sqft |
| Fence | Fence |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R1307840000 |
|---|---|
| Street Address | 223 E GARDINER ST |
| City | VALLEY |
| State | NE |
| Zip | 68064-9702 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HIGHLAND ADD LOT 3 BLOCK 1 50 X 128 |
| Legal Subdivision | HIGHLAND ADD |
| Legal Block | 1 |
| Legal Lot Number | 3 |
| Jurisdiction | DOUGLAS NE |
| Township / Civil Division | PLATTE VALLEY |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 7504 |
223 E Gardiner St is owned and occupied by an individual who bought it in February 2019.
Source: Douglas County records, as of March 16, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 223 E GARDINER ST, VALLEY, NE 68064-9702 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 20, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Feb 14, 2019 | Warranty Deed, Transfer · Conventional Mortgage CHARTER WEST BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 14, 2019 · Amount on File |
| Deed Sale | Feb 14, 2019 · Amount on File |
| Deed Document Number | 2019010170 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DOUGLAS NE |
| Property Address | 223 E GARDINER ST, VALLEY, NE 68064-9702 |
| Transaction Type | Mortgage |
| Record Updated | Sep 16, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2021051364 |
|---|---|
| Date | Apr 20, 2021 |
| Instrument | 2021051364 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DOUGLAS NE |
| Recording Date | Feb 14, 2019 |
| Property Address | 223 E GARDINER ST, VALLEY, NE 68064-9702 |
| Document Number | 2019010170 |
| Instrument Date | Jan 9, 2019 |
| Instrument | 2019010170 |
| Transaction Type | Transfer |
| Record Updated | Sep 16, 2021 |
| Title Company | GREEN TITLE & ESCROW |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $229.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 223 E GARDINER ST, VALLEY, NE 68064-9702 |
| Document Number | 2019010171 |
|---|---|
| Date | Feb 14, 2019 |
| Instrument | 2019010171 |
| Name | CHARTER WEST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2049 |
Source: Douglas County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Nebraska |
| County | Douglas County |
| Municipality | Valley City |
| Unified School District | Douglas County West Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $129,000 Land $14,000 Building $115,000 | $129,000 Land $14,000 Building $115,000 | |
| 2024 | $1,820.00 (-16.44%) | ||
| 2023 | $2,178.00 (+60.38%) | $135,900 Land $14,000 Building $121,900 | $135,900 Land $14,000 Building $121,900 |
| 2022 | $1,358.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 223 E Gardiner St in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 70 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 70 in force |
| Nearby Flood Claims | 79 (1978–2025) |
| Claims Outside the SFHA | 1 of 79 |
| Most Recent Claim | Aug 2025 · Severe Storms, Straight-line Winds, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 223 E Gardiner St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF VALLEY serves 3,294 people · EPA ID NE3105518 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2026 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 400 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Great Plains Communications Fiber | 2,000 / 2,000 |
| Cox Communications Cable | 2,000 / 100 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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