307 E Garden St, Rome, NY 13440 Property Records

Oneida County and Rome City property record for 307 E Garden St, Rome, NY 13440

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,596 sqft · built 1921
Lot Size	0.1 acres (4,356 sqft)
Owner	2 Individual Names on Record
Last Sale	$91,000 (Jul 2020)
Tax Bill	$2,504 (2026)
Deeds & Mortgages	Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`301301 242.036-2-33`

Property Details

APN / Parcel Number

Primary APN	`301301 242.036-2-33`
Alternative APNs	`130124203600020330000000` `301301 242.036-0002-033` `55750 07`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,596 sqft Living Area
1st Floor Area	721 sqft
2nd Floor Area	625 sqft
Attic	Attic
Attic Area	250 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1921
Effective Year Built	Effective 1921
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	4,356 sqft (0.1 acres)
Lot Width	60 ft Width
Garage Type	Attached
Garage Area	378 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	225 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	55750 07
Street Address	307 E GARDEN ST
City	ROME
State	NY
Zip	13440-4433
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-8
Legal Description	H&L&G 60X70
Legal Block	2
Legal Lot Number	33.000
Jurisdiction	ONEIDA NY
Township / Civil Division	ROME
Census Block Group	1
Census Block	1045
Census Tract	22400

Owner

Source: Oneida County and Rome City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	307 E GARDEN ST, ROME, NY 13440-4433
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 24, 2020 · Amount on Record
Deed Sale	Jul 24, 2020 · Amount on Record
Deed Document Number	20209175
Record Updated	Oct 29, 2026

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ONEIDA NY
Recording Date	Jul 24, 2020
Property Address	307 E GARDEN ST, ROME, NY 13440-4433
Document Number	0000009175
Instrument Date	Jul 14, 2020
Instrument	9175
Transaction Type	Transfer
Record Updated	Aug 21, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$364.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 296 OLD FORGE NY 134200296, OLD FORGE, NY 13420-0296

Mortgage

Document Number	9176
Date	Jul 24, 2020
Instrument	9176

Lender

Name	DANFORTH J JR & SHEILA M RIVET
Address	PO BOX 249, OLD FORGE, NY 13420-0249

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Jul 23, 2035

Interest

Rate	4.5%

Tax Assessment & Valuation

Source: Oneida County and Rome City assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New York
County	Oneida County
Municipality	Rome City
Unified School District	Rome City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,504.00
2025		$53,300 (-) Land $8,000 Building $45,300	$125,412 (+6.75%) Land $18,824 Building $106,588
2024		$53,300 (-) Land $8,000 Building $45,300	$117,479 (+0.02%) Land $17,633 Building $99,846
2023		$53,300 (-) Land $8,000 Building $45,300	$117,453 (+17.92%) Land $17,629 Building $99,824
2022	$3,998.00	$53,300 Land $8,000 Building $45,300	$99,608 Land $14,951 Building $84,657

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1979–1980)
Most Recent Claim	Mar 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROME CITY serves 31,795 people · EPA ID NY3202405
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 560 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Oneida County Rural Telephone.

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