400 E Garden St, Rome, NY 13440 Property Records

Oneida County and Rome City property record for 400 E Garden St, Rome, NY 13440

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 1,743 sqft · built 1925
Lot Size0.17 acres (7,405 sqft)
OwnerIndividual Name on Record
Last Sale$135,000 (Jul 2024)
Tax Bill$2,504 (2026)
Deeds & MortgagesJul 2024 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN301301 242.044-2-17

Property Details

APN / Parcel Number

Primary APN301301 242.044-2-17
Alternative APNs
  • 130124204400020170000000
  • 301301 242.044-0002-017
  • 03645 01

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,743 sqft Living Area
1st Floor Area1,184 sqft
Upper Floors Area559 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 1925
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area7,405 sqft (0.17 acres)
Lot Width50 ft Width
Garage TypeDetached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area150 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number03645 01
Street Address400 E GARDEN ST
CityROME
StateNY
Zip13440-5302
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1-5
Legal DescriptionHGL 50X150
Legal Block2
Legal Lot Number17.000
JurisdictionONEIDA NY
Township / Civil DivisionROME
Census Block Group2
Census Block2014
Census Tract22400

Owner

Source: Oneida County and Rome City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address316 KOSSUTH ST, ROME, NY 13440-4006
Owner TypeIndividual
VestingIndividual(s)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 1, 2024 · Amount on Record
Deed SaleJul 1, 2024 · Amount on Record
Deed Document Number20247430
Record UpdatedOct 29, 2026

July 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionONEIDA NY
Recording DateJul 1, 2024
Property Address400 E GARDEN ST, ROME, NY 13440-5302
Document Number0000007430
Instrument DateJun 27, 2024
Instrument2024-007430
Transaction TypeTransfer
Record UpdatedApr 23, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address316 KOSSUTH ST, ROME, NY 13440-4006

Mortgage

Document Number0000007431
DateJul 1, 2024
Instrument2024-007431
Lender
NameROME TEACHER FCU
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Oneida County and Rome City assessment roll, as of April 28, 2026

Property Jurisdictions

TypeName
StateNew York
CountyOneida County
MunicipalityRome City
Unified School DistrictRome City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,504.00
2025$53,300 (-) Land $10,700 Building $42,600$125,412 (+6.78%) Land $25,177 Building $100,235
2023$53,300 (-) Land $10,700 Building $42,600$117,453 (+17.92%) Land $23,579 Building $93,874
2022$2,326.00 Homeowner's exemption Senior Citizen's exemption Veteran's exemption$53,300 Land $10,700 Building $42,600$99,608 Land $19,996 Building $79,612

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROME CITY
serves 31,795 people · EPA ID NY3202405
Water SourceSurface water
Last State InspectionJun 2024
Lead5 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jun 2026
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 560 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Oneida County Rural Telephone.

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