300 E Garden St, Rome, NY 13440 Property Records

Oneida County and Rome City property record for 300 E Garden St, Rome, NY 13440

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,380 sqft · built 1910
Lot Size0.11 acres (4,792 sqft)
OwnerIndividual Name on File
Last Sale$81,500 (Jan 2014)
Tax Bill$2,527 (2026)
Deeds & MortgagesJul 2026 Mortgage
Flood ZoneZone X (minimal risk)
APN301301 242.036-2-37

Property Details

APN / Parcel Number

Primary APN301301 242.036-2-37
Alternative APNs
  • 130124203600020370000000
  • 301301 242.036-0002-037
  • 55725 01

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories2 Stories
Building Area1,380 sqft Living Area
1st Floor Area720 sqft
2nd Floor Area660 sqft

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area4,792 sqft (0.11 acres)
Lot Width70 ft Width
Garage TypeDetached
Garage Area216 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area306 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number55725 01
Street Address300 E GARDEN ST
CityROME
StateNY
Zip13440-4432
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1-5
Legal DescriptionH&L&G 70X70
Legal Block2
Legal Lot Number37.000
JurisdictionONEIDA NY
Township / Civil DivisionROME
Census Block Group1
Census Block1047
Census Tract22400

Owner

300 E Garden St is owned and occupied by an individual who bought it in January 2014.

Source: Oneida County and Rome City records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address300 E GARDEN ST, ROME, NY 13440-4432
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 9, 2014 · Amount on File
Deed SaleJan 9, 2014 · Amount on File
Prior SaleOct 26, 2007 · Amount on File
Deed Book / Page2014 / 444
Record UpdatedOct 29, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionONEIDA NY
Recording DateJul 2, 2026
Property Address300 E GARDEN ST, ROME, NY 13440-4432
Document Number0000008628
Instrument DateJun 27, 2026
Instrument20268628
Transaction TypeMortgage
Record UpdatedJul 22, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address300 E GARDEN ST, ROME, NY 13440-4432

Mortgage

Document Number0000008628,
DateJul 2, 2026
Instrument20268628
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueAug 1, 2056
Interest
Rate6.53%
Max Rate-1%

Tax Assessment & Valuation

The 2026 property tax bill for 300 E Garden St was $2,527.

Source: Oneida County and Rome City assessment roll, as of April 28, 2026

Property Jurisdictions

TypeName
StateNew York
CountyOneida County
MunicipalityRome City
Unified School DistrictRome City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,527.00
2025$53,800 Land $8,500 Building $45,300$126,588 Land $20,000 Building $106,588
2023$53,800 (-) Land $8,500 Building $45,300$118,554 (+17.91%) Land $18,731 Building $99,823
2022$3,369.00 Homeowner's exemption$53,800 Land $8,500 Building $45,300$100,542 Land $15,885 Building $84,657

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 300 E Garden St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 26, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (1979–1980)
Most Recent ClaimMar 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 300 E Garden St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROME CITY
serves 31,795 people · EPA ID NY3202405
Water SourceSurface water
Last State InspectionJun 2024
Lead5 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jun 2026
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 560 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Oneida County Rural Telephone.

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