307 E 9th St, Panama City, FL 32401 Property Records

Bay County property record for 307 E 9th St, Panama City, FL 32401

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 924 sqft · built 1937
Lot Size	0.603 acres (26,267 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,738 (2025)
Deeds & Mortgages	Nov 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`17758-000-000`

Property Details

APN / Parcel Number

Primary APN	`17758-000-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	924 sqft Heated Area
Gross Area	1,020 sqft
1st Floor Area	1,324 sqft
2nd Floor Area	400 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1937
Effective Year Built	Effective 1977
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	26,267 sqft (0.603 acres)
Lot Dimensions	185 ft deep x 142 ft wide
Porch	Porch
Porch Area	146 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	HVAC

Location & Zoning

Street Address	307 E 9TH ST
City	PANAMA CITY
State	FL
Zip	32401-2921
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PC03
Legal Description	GREEN GABLES PLAT LOTS 1-4 BLK 2 ORB 4630 P 2083
Legal Range	14W
Legal Township	04S
Legal Section	04
Legal Subdivision	GREEN GABLES
Legal Block	2
Legal Lot Number	1-4 2
Jurisdiction	BAY FL
Township / Civil Division	PANAMA CITY
Census Block Group	2
Census Block	2031
Census Tract	1600

Owner

Source: Bay County records, as of January 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	3001 DOUGLAS FERRY RD, BONIFAY, FL 32425-8720
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Transfer Date	Nov 15, 2022
Transfer Doc	0046302083
Record Updated	Jun 8, 2026

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BAY FL
Recording Date	Nov 15, 2022
Property Address	307 E 9TH ST, PANAMA CITY, FL 32401-2921
Document Number	0046302083
Book / Page	4630 / 2083
Instrument Date	Nov 15, 2022
Instrument	2022082502
Transaction Type	Transfer
Record Updated	Dec 16, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3001 DOUGLAS FERRY RD, ESTO, FL 32425-8720

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3301 AZALEA CIR, LYNN HAVEN, FL 32444-5630

Tax Assessment & Valuation

Source: Bay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Municipality	Panama City
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,738.00 (+13.15%)	$120,806 (+42.51%) Land $48,166 Building $72,640	$120,806 (+42.51%) Land $48,166 Building $72,640
2023	$1,536.00 (+16.1%)	$84,773 (+20.64%) Land $40,640 Building $44,133	$84,773 (+20.64%) Land $40,640 Building $44,133
2022	$1,323.00	$70,269 Land $30,254 Building $40,015	$70,269 Land $30,254 Building $40,015

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	9 (2008–2023)
Claims Outside the SFHA	6 of 9
Most Recent Claim	Dec 2023 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 2 claims Hurricane Michael, Oct 2018 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PANAMA CITY WATER SYSTEM serves 34,345 people · EPA ID FL1030517
Water Source	Purchased surface water from BAY COUNTY WATER SYSTEM
Last State Inspection	Feb 2026
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20