Bay County property record for 116 E 9th St, Panama City, FL 32401
| Property Type | State Owned (Exempt) |
|---|---|
| Details | 7,124 sqft · built 1975 |
| Lot Size | 0.495 acres (21,562 sqft) |
| Owner | Company Name on Record |
| Last Sale | $528,000 (Sep 2006) |
| Deeds & Mortgages | Jul 2018 Loan Modification Mar 2018 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 19924-000-000 |
| Primary APN | 19924-000-000 |
|---|
| Total Rooms | 12 Rooms |
|---|---|
| Stories | 1 Story |
| Building Area | 7,124 sqft Gross Area |
| 1st Floor Area | 7,124 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1984 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Fire Resistance | Masonry Walls, Wood Interior |
| Roof Type | Geodesic/Dome |
| Roof Material | Other |
| Lot Area | 21,562 sqft (0.495 acres) |
| Lot Dimensions | 120 ft deep x 180 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 116 E 9TH ST |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32401-2918 |
| Property Category | Public Works |
| Property Type | Public Works > State Owned (Exempt) |
| Local Zoning Code | PC09 |
| Legal Description | GCD PLAT LOTS 1,2 & 3 BLK 39 ORB 98 P 110 ORB 2835 P 1573 MAP 92A4 |
| Legal Range | 14W |
| Legal Township | 04S |
| Legal Section | 08 |
| Legal Subdivision | GCD PLAT |
| Legal Block | 39 |
| Legal Lot Number | 1,2,3 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 2000 |
Source: Bay County records, as of January 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 116 E 9TH ST, PANAMA CITY, FL 32401-2918 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Jul 27, 2018 | Loan Modification, Mortgage TRUSTMARK NAT'L BK |
| Mar 19, 2018 | Loan Modification, Mortgage TRUSTMARK NAT'L BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 29, 2006 · Amount on Record |
| Deed Sale | Sep 29, 2006 · Amount on Record |
| Deed Document Number | 200668131 |
| Deed Book / Page | 2835 / 1573 |
| Prior Transfer Date | Sep 27, 2006 |
| Prior Transfer Doc | 0028351573 |
| Record Updated | Jun 8, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | BAY FL |
| Property Address | 116 E 9TH ST, PANAMA CITY, FL 32401-2918 |
| Document Number | 0040351894 |
| Instrument Date | Jul 27, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 21, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 116 E 9TH ST PANAMA CITY BEACH FL 324012918, PANAMA CITY BEACH, FL 32401-2918 |
| Document Number | 0040351894 |
|---|---|
| Date | Aug 6, 2018 |
| Book Page | 004035/001894 |
| Instrument | 47221 |
| Name | TRUSTMARK NAT'L BK |
|---|---|
| Type | Bank |
| Address | PANAMA CITY, FL 32401 |
| Term | 60 Months |
|---|---|
| Due | Aug 5, 2023 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | BAY FL |
| Property Address | 116 E 9TH ST, PANAMA CITY, FL 32401-2918 |
| Document Number | 0039950263 |
| Instrument Date | Mar 19, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 18, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 114 E 9TH ST PANAMA CITY BEACH FL 324012918, PANAMA CITY BEACH, FL 32401-2918 |
| Document Number | 0039950263 |
|---|---|
| Date | Apr 3, 2018 |
| Book Page | 003995/000263 |
| Instrument | 19463 |
| Name | TRUSTMARK NAT'L BK |
|---|---|
| Type | Bank |
| Address | PANAMA CITY BEACH, FL 32401 |
| Term | 12 Months |
|---|---|
| Due | Apr 2, 2019 |
Source: Bay County assessment roll, as of January 5, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Panama City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | Additional exemption filed | $321,464 (-8.09%) Land $108,000 Building $213,464 | $321,464 (-8.09%) Land $108,000 Building $213,464 |
| 2023 | Additional exemption filed | $349,743 Land $108,000 Building $241,743 | $349,743 Land $108,000 Building $241,743 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 47 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 47 in force |
| Nearby Flood Claims | 93 (1984–2020) |
| Claims Outside the SFHA | 64 of 93 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PANAMA CITY WATER SYSTEM serves 34,345 people · EPA ID FL1030517 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Feb 2026 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 1,000 / 75 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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