Bay County property record for 207 E 9th St, Panama City, FL 32401
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 904 sqft · built 1940 |
| Lot Size | 0.182 acres (7,928 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $65,000 (Nov 2019) |
| Tax Bill | $866 (2025) |
| Deeds & Mortgages | Nov 2019 Sale Apr 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 17835-000-000 |
| Primary APN | 17835-000-000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Units | 2 Units |
| Stories | 1 Story |
| Building Area | 904 sqft Heated Area |
| Gross Area | 1,040 sqft |
| 1st Floor Area | 1,159 sqft |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1965 |
| Exterior Material | Stucco |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 7,928 sqft (0.182 acres) |
| Lot Dimensions | 109 ft deep x 73 ft wide |
| Porch | Porch |
|---|---|
| Porch Area | 136 sqft |
| Fence | Fence |
| Total Buildings | 2 Buildings |
| Cooling System | Window A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 207 E 9TH ST |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32401-2986 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PC03 |
| Legal Description | MAGNOLIA HTS BEG SW COR LOT 22 N 100' E 41.3' S TO PT 103.7' E TO BEG W 103.7' BEG |
| Legal Range | 14W |
| Legal Township | 04S |
| Legal Section | 04 |
| Legal Subdivision | MAGNOLIA HEIGHTS |
| Legal Lot Number | 22 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 2000 |
Source: Bay County records, as of January 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1005 S KIMBREL AVE, PANAMA CITY, FL 32404-9006 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 18, 2019 | Warranty Deed, Transfer MTI TITLE INSURANCE AGENCY INC, MTI TITLE INS AGCY INC |
| Apr 18, 2019 | Warranty Deed, Transfer MTI TITLE INSURANCE AGENCY INC, MTI TITLE INS AGCY INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 18, 2019 · Amount on Record |
| Deed Sale | Nov 18, 2019 · Amount on Record |
| Prior Sale | Apr 18, 2019 · Amount on Record |
| Deed Document Number | 0004192250 |
| Deed Book / Page | 4192 / 250 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Nov 18, 2019 |
| Property Address | 207 E 9TH ST, PANAMA CITY, FL 32401-2986 |
| Document Number | 0041920250 |
| Book / Page | 004192 / 000250 |
| Instrument Date | Nov 18, 2019 |
| Instrument | 99469 |
| Transaction Type | Transfer |
| Record Updated | Dec 16, 2019 |
| Title Company | MTI TITLE INSURANCE AGENCY INC, MTI TITLE INS AGCY INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $455.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1005 S KIMBREL AVE CALLAWAY FL 324049006, CALLAWAY, FL 32404-9006 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Apr 18, 2019 |
| Property Address | 207 E 9TH ST, PANAMA CITY, FL 32401-2986 |
| Document Number | 0041140321 |
| Book / Page | 004114 / 000321 |
| Instrument Date | Apr 18, 2019 |
| Instrument | 39352 |
| Transaction Type | Transfer |
| Record Updated | May 9, 2019 |
| Title Company | MTI TITLE INSURANCE AGENCY INC, MTI TITLE INS AGCY INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,050.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1538 METROPOLITAN BLVD TALLAHASSEE FL 323087760, TALLAHASSEE, FL 32308-7760 |
Source: Bay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Panama City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $866.00 (-5.36%) | $74,399 (+46.14%) Land $20,790 Building $53,609 | $74,399 (+46.14%) Land $20,790 Building $53,609 |
| 2023 | $915.00 (+12.27%) | $50,908 (+16.86%) Land $17,541 Building $33,367 | $50,908 (+16.86%) Land $17,541 Building $33,367 |
| 2022 | $815.00 | $43,564 Land $13,058 Building $30,506 | $43,564 Land $13,058 Building $30,506 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 47 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 47 in force |
| Nearby Flood Claims | 93 (1984–2020) |
| Claims Outside the SFHA | 64 of 93 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PANAMA CITY WATER SYSTEM serves 34,345 people · EPA ID FL1030517 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Feb 2026 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 1,000 / 75 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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