Ouachita Parish property record for 307 Cotton Trace Dr, Monroe, LA 71203
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,329 sqft · built 2017 |
| Owner | 2 Individual Names on Record |
| Last Sale | $352,000 (Jul 2022) |
| Tax Bill | $2,981 (2025) |
| Deeds & Mortgages | Jul 2022 Refinance Nov 2019 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 133463 |
| Primary APN | 133463 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,329 sqft |
| Year Built | Built 2017 |
|---|---|
| Garage Type | Attached |
| Garage Area | 702 sqft |
| Account Number | 277151 |
|---|---|
| Street Address | 307 COTTON TRACE DR |
| City | MONROE |
| State | LA |
| Zip | 71203-6125 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 12 BAYOU TRACE UNIT 2 |
| Legal Range | 04E |
| Legal Township | 19N |
| Legal Section | 21 |
| Legal Subdivision | BAYOU UN 2 |
| Legal Lot Number | 12 |
| Legal Unit | 2 |
| Jurisdiction | OUACHITA LA |
| Township / Civil Division | C |
| Census Block Group | 4 |
| Census Block | 4025 |
| Census Tract | 10202 |
Source: Ouachita Parish records, as of February 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 307 COTTON TRACE DR, MONROE, LA 71203-6125 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 25, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance ORIGIN BANK |
| Nov 4, 2019 | Deed, Transfer · Stand-Alone First Mortgage PENNYMAC LOAN SERVICES LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 21, 2022 · Amount on Record |
| Deed Sale | Jul 21, 2022 · Amount on Record |
| Deed Book / Page | 2600 / 118 |
| Prior Transfer Date | Nov 4, 2019 |
| Prior Transfer Doc | 0002600118 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OUACHITA LA |
| Property Address | 307 COTTON TRACE DR, MONROE, LA 71203-6125 |
| Transaction Type | Mortgage |
| Record Updated | Feb 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 004176/639 |
|---|---|
| Date | Jul 25, 2022 |
| Book Page | 4176/639 |
| Instrument | 1858371 |
| Name | ORIGIN BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | OUACHITA LA |
| Recording Date | Nov 4, 2019 |
| Property Address | 307 COTTON TRACE DR, MONROE, LA 71203-6125 |
| Document Number | 002600/118 |
| Book / Page | 2600 / 118 |
| Transaction Type | Transfer |
| Record Updated | Feb 3, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0003820112 |
|---|---|
| Date | Nov 4, 2019 |
| Instrument | 3820/112 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Ouachita Parish assessment roll, as of October 15, 2025
| Type | Name |
|---|---|
| State | Louisiana |
| County | Ouachita Parish |
| Unified School District | Ouachita Parish School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,981.00 (-0.67%) | $27,511 (-) Land $3,400 Building $24,111 | $275,112 (-) Land $34,000 Building $241,112 |
| 2024 | $3,001.00 (+0.74%) | $27,511 (-) Land $3,400 Building $24,111 | $275,112 (-) Land $34,000 Building $241,112 |
| 2023 | $2,979.00 (+1.02%) | $27,511 (-) Land $3,400 Building $24,111 | $275,112 (-) Land $34,000 Building $241,112 |
| 2022 | $2,949.00 | $27,511 Land $3,400 Building $24,111 | $275,112 Land $34,000 Building $241,112 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 22, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 109 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 109 in force |
| Nearby Flood Claims | 1 (2016) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2016 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 69% of Louisiana |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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