302 Cotton Trace Dr, Monroe, LA 71203 Property Records

Ouachita Parish property record for 302 Cotton Trace Dr, Monroe, LA 71203

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,245 sqft · built 2020
Lot Size	0.241 acres (10,500 sqft)
Owner	2 Individual Names on File
Last Sale	$380,000 (Jun 2023)
Tax Bill	$3,827 (2025)
Deeds & Mortgages	Jun 2023 Mortgage Oct 2024 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`133483`

Property Details

APN / Parcel Number

Primary APN	`133483`
Alternative APN	`278491`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,245 sqft Living Area

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Lot Area	10,500 sqft (0.241 acres)
Garage Type	Mixed
Garage Area	553 sqft

Location & Zoning

Street Address	302 COTTON TRACE DR
City	MONROE
State	LA
Zip	71203-6125
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 32 BAYOU TRACE UNIT 2
Legal Range	04
Legal Township	19
Legal Section	21
Legal Subdivision	BAYOU TRACE UNIT 2
Legal Lot Number	32
Legal Unit	2
Jurisdiction	OUACHITA LA
Township / Civil Division	C
Census Block Group	4
Census Block	4024
Census Tract	10202

Owner

302 Cotton Trace Dr is owned and occupied by two individuals who bought it in June 2023.

Source: Ouachita Parish records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	302 COTTON TRACE DR, MONROE, LA 71203-6125
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2023	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 15, 2024	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Jun 15, 2023	Cash Sale Deed, Transfer
Apr 5, 2021	Deed, Transfer · Stand-Alone First Mortgage AMERICAN FINANCIAL NETWORK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 15, 2023 · Amount on File
Deed Sale	Jun 15, 2023 · Amount on File
Prior Sale	Apr 5, 2021 · Amount on File
Deed Document Number	20231877507
Deed Book / Page	2740 / 710
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OUACHITA LA
Property Address	302 COTTON TRACE DR, MONROE, LA 71203-6125
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004258/268
Date	Jun 15, 2023
Book Page	4258/268
Instrument	1877508

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OUACHITA LA
Property Address	302 COTTON TRACE DR, MONROE, LA 71203-6125
Transaction Type	Mortgage
Record Updated	Feb 3, 2026
Title Company	UNKNOWN, AMROCK TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001904493
Date	Oct 15, 2024
Instrument	1904493

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2054

Interest

Rate Type	Adjustable Rate

June 2023: Cash Sale Deed, Transfer

Document Type	Cash Sale Deed
Jurisdiction	OUACHITA LA
Recording Date	Jun 15, 2023
Property Address	302 COTTON TRACE DR, MONROE, LA 71203-6125
Document Number	002740/710
Book / Page	2740 / 710
Map Reference	MB 27 PG 1
Instrument Date	Jun 13, 2023
Instrument	1877507
Transaction Type	Transfer
Record Updated	Feb 3, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3200 STERLINGTON RD APT 601, 601, MONROE, LA 71203-2693

April 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	OUACHITA LA
Recording Date	Apr 5, 2021
Property Address	302 COTTON TRACE DR, MONROE, LA 71203-6125
Document Number	002651/335
Book / Page	2651 / 335
Instrument Date	Apr 1, 2021
Instrument	1822197
Transaction Type	Transfer
Record Updated	Feb 3, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0001822198
Date	Apr 5, 2021
Instrument	1822198

Lender

Name	AMERICAN FINANCIAL NETWORK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 302 Cotton Trace Dr was $3,827, down 0.6% from the year before.

Source: Ouachita Parish assessment roll, as of February 3, 2026

Property Jurisdictions

Type	Name
State	Louisiana
County	Ouachita Parish
Unified School District	Ouachita Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,827.00 (-0.65%)	$33,337 (-) Land $3,400 Building $29,937	$333,368 (-) Land $34,000 Building $299,368
2024	$3,852.00 (+0.73%)	$33,337 (-) Land $3,400 Building $29,937	$333,368 (-) Land $34,000 Building $299,368
2023	$3,824.00 (+0.95%)	$33,337 (-) Land $3,400 Building $29,937	$333,368 (-) Land $34,000 Building $299,368
2022	$3,788.00	$33,337 Land $3,400 Building $29,937	$333,368 Land $34,000 Building $299,368

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 302 Cotton Trace Dr in Zone X, an area of moderate flood risk, though there have been 1 flood claim nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective July 22, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 109 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	109 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2016 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 302 Cotton Trace Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 69% of Louisiana
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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