Ouachita Parish property record for 309 Cotton Trace Dr, Monroe, LA 71203
| Property Type | Single Family Home |
|---|---|
| Owner | Individual Name on Record |
| Last Sale | $45,000 (Sep 2025) |
| Tax Bill | $3,558 (2025) |
| Deeds & Mortgages | Sep 2025 Sale Apr 2025 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 133462 |
| Primary APN | 133462 |
|---|---|
| Alternative APN |
|
| Account Number | 262762 |
|---|---|
| Street Address | 309 COTTON TRACE DR |
| City | MONROE |
| State | LA |
| Zip | 71203-6125 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 11 BAYOU TRACE UNIT 2 |
| Legal Range | 04E |
| Legal Township | 19N |
| Legal Section | 21 |
| Legal Lot Number | 11 |
| Legal Unit | 2 |
| Jurisdiction | OUACHITA LA |
| Township / Civil Division | C |
| Census Block Group | 4 |
| Census Block | 4025 |
| Census Tract | 10202 |
Source: Ouachita Parish records, as of February 2, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 309 COTTON TRACE DR, MONROE, LA 71203-6125 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 4, 2025 | Cash Sale Deed, Transfer |
| Apr 4, 2025 | Cash Sale Deed, Transfer · Conventional Mortgage CADENCE BANK |
| May 4, 2021 | Deed, Subdivision Related Transfer · Stand-Alone First Mortgage FIRST HORIZON BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 4, 2025 · Amount on Record |
| Deed Sale | Sep 4, 2025 · Amount on Record |
| Prior Sale | Apr 4, 2025 · Amount on Record |
| Deed Document Number | 1923974 |
| Record Updated | Jun 8, 2026 |
| Document Type | Cash Sale Deed |
|---|---|
| Jurisdiction | OUACHITA LA |
| Recording Date | Sep 4, 2025 |
| Property Address | 309 COTTON TRACE DR, MONROE, LA 71203-6125 |
| Document Number | 0001923974 |
| Instrument Date | Sep 4, 2025 |
| Instrument | 1923974 |
| Transaction Type | Transfer |
| Record Updated | Feb 3, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 309 COTTON TRACE DR, MONROE, LA 71203-6125 |
| Document Type | Cash Sale Deed |
|---|---|
| Jurisdiction | OUACHITA LA |
| Recording Date | Apr 4, 2025 |
| Property Address | 309 COTTON TRACE DR, MONROE, LA 71203-6125 |
| Document Number | 0001913854 |
| Instrument Date | Apr 2, 2025 |
| Instrument | 1913854 |
| Transaction Type | Transfer |
| Record Updated | Feb 3, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 309 COTTON TRACE DR, MONROE, LA 71203-6125 |
| Document Number | 0001913855 |
|---|---|
| Date | Apr 4, 2025 |
| Instrument | 1913855 |
| Name | CADENCE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2055 |
| Document Type | Deed |
|---|---|
| Jurisdiction | OUACHITA LA |
| Recording Date | May 4, 2021 |
| Property Address | 309 COTTON TRACE DR, MONROE, LA 71203-6125 |
| Document Number | 002655/163 |
| Book / Page | 2655 / 163 |
| Instrument Date | May 3, 2021 |
| Instrument | 1824789 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 3, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 309 COTTON TRACE DR, MONROE, LA 71203-6125 |
| Document Number | 0001824790 |
|---|---|
| Date | May 4, 2021 |
| Instrument | 1824790 |
| Name | FIRST HORIZON BANK |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Ouachita Parish assessment roll, as of October 15, 2025
| Type | Name |
|---|---|
| State | Louisiana |
| County | Ouachita Parish |
| Unified School District | Ouachita Parish School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,558.00 (-22.82%) | $31,484 (-) Land $3,400 Building $28,084 | $314,840 (-) Land $34,000 Building $280,840 |
| 2024 | $4,610.00 (+30.04%) | $31,484 (-) Land $3,400 Building $28,084 | $314,840 (-) Land $34,000 Building $280,840 |
| 2023 | $3,545.00 | $31,484 Land $3,400 Building $28,084 | $314,840 Land $34,000 Building $280,840 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 22, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 109 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 109 in force |
| Nearby Flood Claims | 1 (2016) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2016 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 69% of Louisiana |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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