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307 California Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 307 California Ave, Saint Cloud, FL 34769

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,117 sqft · built 1959
Lot Size0.21 acres (9,147 sqft)
Owner2 Individual Names on Record
Last Sale$260,000 (Jan 2024)
Tax Bill$3,684 (2025)
Deeds & MortgagesJan 2024 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN01-26-30-0001-0397-00M0

Property Details

APN / Parcel Number

Primary APN01-26-30-0001-0397-00M0
Alternative APNs
  • 2630010001039700M0
  • 79906

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,117 sqft Living Area
Gross Area1,482 sqft
1st Floor Area1,117 sqft
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1979
Architectural StyleConventional
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area9,147 sqft (0.21 acres)
Lot Dimensions138 ft deep x 67 ft wide

Exterior Amenities

PorchFlorida Room
Porch Area295 sqft
Shed1 Shed
Shed Area80 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address307 CALIFORNIA AVE
CitySAINT CLOUD
StateFL
Zip34769-2606
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSR2
Legal DescriptionLAKE SHORE PARK UNIT 1 PB 1 PG 366 BLK 397 LOT M
Legal Range30E
Legal Township26S
Legal Section01
Legal SubdivisionST CLOUD 2ND PLAT TOWN OF
Legal Tract1
Legal Block397
Legal Lot NumberM
Legal Unit1P
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group3
Census Block3024
Census Tract43400

Owner

Source: Osceola County records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address307 CALIFORNIA AVE, SAINT CLOUD, FL 34769-2606
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 5, 2024 · Amount on Record
Deed SaleJan 5, 2024 · Amount on Record
Prior SaleJul 28, 2010 · Amount on Record
Deed Document Number20241686
Deed Book / Page6529 / 1340
Prior Transfer DateApr 20, 2010
Prior Transfer Doc0000069836
Record UpdatedOct 29, 2026

January 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJan 5, 2024
Property Address307 CALIFORNIA AVE, SAINT CLOUD, FL 34769-2606
Document Number0065291340
Book / Page6529 / 1340
Map ReferenceMB 1 PG 366
Instrument DateJan 4, 2024
Instrument2024001686
Transaction TypeTransfer
Record UpdatedJan 25, 2024
Title CompanyINVESTOR TITLE INSURANCE COMPANY, INVESTORS TITLE INSURANCE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,820.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1087 DEWEY RDA, KEY WEST, FL 33040

Transferred To (Grantee/Buyer)

NameVerified Name
Address307 CALIFORNIA AVE, SAINT CLOUD, FL 34769-2606

Mortgage

Document Number0065291342
DateJan 5, 2024
Instrument6529/1342
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2054

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,684.00 (+6.81%)$248,700 (+29.46%) Land $60,000 Building $188,700$248,700 (+29.46%) Land $60,000 Building $188,700
2024$3,449.00 (+14.81%)
2023$3,004.00 (+11.51%)$192,100 (+14.62%) Land $55,000 Building $137,100$192,100 (+14.62%) Land $55,000 Building $137,100
2022$2,694.00$167,600 Land $50,000 Building $117,600$167,600 Land $50,000 Building $117,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 98 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies110 units insured
incl. 12 condo units
Nearby Flood Claims24 (1994–2022)
Claims Outside the SFHA3 of 24
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Sep 2022 · 4 claims
  • Hurricane Ian, Sep 2022 · 2 claims
  • Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people · EPA ID FL3491373
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 368 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber		8,000 / 8,000
Spectrum
Cable		1,000 / 1,000

May also be available: AT&T, Verizon.

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