233 California Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 233 California Ave, Saint Cloud, FL 34769

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,204 sqft · built 1970
Lot Size0.169 acres (7,405 sqft)
OwnerOwner Name on Record
Last Sale$68,000 (Jun 2011)
Tax Bill$549 (2025)
Deeds & MortgagesSep 2019 Mortgage
Flood ZoneZone X (moderate risk)
APN81569

Property Details

APN / Parcel Number

Primary APN81569
Alternative APN
  • 032630003300010410

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,204 sqft Heated Area
Gross Area1,470 sqft
1st Floor Area1,017 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1975
Exterior MaterialConcrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area7,405 sqft (0.169 acres)
Lot Dimensions120 ft deep x 63 ft wide

Exterior Amenities

PorchEnclosed Porch
Porch Area453 sqft
FenceFence
Shed1 Shed
Shed Area120 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Account Number81569
Street Address233 CALIFORNIA AVE
CitySAINT CLOUD
StateFL
Zip34769-2108
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSR2
Legal DescriptionSUNNY ACRES PB 2 PG 52 N 1/2 LOTS 40 & 41
Legal Range30E
Legal Township26S
Legal Section03
Legal SubdivisionST CLOUD 2ND AND 3RD STREETS
Legal Tract33
Legal Block1
Legal Lot Number40-41 41
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group3
Census Block3025
Census Tract43400

Owner

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordOwner Name on Record
Mailing Address233 CALIFORNIA AVE, SAINT CLOUD, FL 34769-2108
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 3, 2011 · Amount on Record
Deed SaleJun 3, 2011 · Amount on Record
Prior SaleJun 3, 2011
Deed Document Number2011074652
Deed Book / Page4136 / 1369
Record UpdatedJun 8, 2026

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address233 CALIFORNIA AVE, SAINT CLOUD, FL 34769-2108
Document Number0055931608
Instrument DateSep 16, 2019
Transaction TypeMortgage
Record UpdatedOct 8, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address233 CALIFORNIA AVE ST CLOUD FL 347692108, ST CLOUD, FL 34769-2108

Mortgage

Document Number0055931608
DateSep 23, 2019
Book Page005593/001608
Instrument122400
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 22, 2049

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$549.00 (+4.17%) Homeowner's exemption$68,510 (+8.2%)$206,200 (+15.45%) Land $54,000 Building $152,200
2023$527.00 (+1.93%) Homeowner's exemption$63,319 (+3%)$178,600 (+14.63%) Land $49,500 Building $129,100
2022$517.00 Homeowner's exemption$61,475$155,800 Land $45,000 Building $110,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 98 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies110 units insured
incl. 12 condo units
Nearby Flood Claims24 (1994–2022)
Claims Outside the SFHA3 of 24
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Sep 2022 · 4 claims
  • Hurricane Ian, Sep 2022 · 2 claims
  • Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people · EPA ID FL3491373
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 368 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
8,000 / 8,000
Spectrum
Cable
1,000 / 1,000

May also be available: AT&T, Verizon.

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