311 California Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 311 California Ave, Saint Cloud, FL 34769

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 882 sqft · built 1959
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$180,500 (Apr 2020)
Tax Bill	$2,194 (2025)
Deeds & Mortgages	Apr 2020 Sale & Mortgage Dec 2018 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-26-30-0001-0397-00L0`

Property Details

APN / Parcel Number

Primary APN	`01-26-30-0001-0397-00L0`
Alternative APNs	`2630010001039700L0` `79905`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	882 sqft Living Area
Gross Area	1,394 sqft
1st Floor Area	882 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1989
Architectural Style	Conventional
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	138 ft deep x 66 ft wide
Garage Type	Attached
Garage Area	286 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open/Unfinished Porch
Porch Area	156 sqft
Shed	1 Shed
Shed Area	272 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	311 CALIFORNIA AVE
City	SAINT CLOUD
State	FL
Zip	34769-2606
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR2
Legal Description	LAKE SHORE PARK UNIT 1 PB 1 PG 366 BLK 397 LOT L
Legal Range	30E
Legal Township	26S
Legal Section	01
Legal Subdivision	ST CLOUD 2ND PLAT TOWN OF
Legal Tract	1
Legal Block	397
Legal Lot Number	L
Legal Unit	1P
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	3
Census Block	3024
Census Tract	43400

Owner

311 California Ave is owned and occupied by an individual who bought it in April 2020.

Source: Osceola County records, as of November 26, 2025

Owner of Record	Individual Name on File
Mailing Address	311 CALIFORNIA AVE, SAINT CLOUD, FL 34769-2606
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2020	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Dec 21, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Feb 16, 2018	Warranty Deed, Transfer LAWYERS ADVANTAGE TITLE GROUP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 21, 2020 · Amount on File
Deed Sale	Apr 21, 2020 · Amount on File
Prior Sale	Feb 16, 2018 · Amount on File
Deed Document Number	202054333
Deed Book / Page	5710 / 2979
Prior Transfer Date	Dec 21, 2018
Prior Transfer Doc	0054532232
Record Updated	Sep 20, 2026

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Apr 21, 2020
Property Address	311 CALIFORNIA AVE, SAINT CLOUD, FL 34769-2606
Document Number	0057102979
Book / Page	5710 / 2979
Map Reference	MB 1 PG 366
Instrument Date	Apr 17, 2020
Instrument	2020054333
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	LAND TITLE PROFESSIONALS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,263.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2991 5TH ST, 2991, SAINT CLOUD, FL 34769-2095

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	311 CALIFORNIA AVE, SAINT CLOUD, FL 34769-2606

Mortgage

Document Number	0057102981
Date	Apr 21, 2020
Instrument	5710/2981

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OSCEOLA FL
Recording Date	Dec 21, 2018
Property Address	311 CALIFORNIA AVE, SAINT CLOUD, FL 34769-2606
Document Number	0054532232
Book / Page	005453 / 002232
Instrument Date	Dec 21, 2018
Instrument	187128
Transaction Type	Transfer
Record Updated	Jan 10, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$0.70
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2991 5TH ST ST CLOUD FL 347692095, ST CLOUD, FL 34769-2095

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Feb 16, 2018
Property Address	311 CALIFORNIA AVE, SAINT CLOUD, FL 34769-2606
Document Number	0052871456
Book / Page	005287 / 001456
Instrument Date	Feb 16, 2018
Instrument	27398
Transaction Type	Transfer
Record Updated	Mar 9, 2018
Title Company	LAWYERS ADVANTAGE TITLE GROUP

Transaction

Amount	Amount on Record
Tax	$1,015.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	311 CALIFORNIA AVE ST CLOUD FL 347692606, ST CLOUD, FL 34769-2606

Tax Assessment & Valuation

The 2025 property tax bill for 311 California Ave was $2,194 with a homeowner's exemption, up 3.7% from the year before.

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,194.00 (+3.74%) Homeowner's exemption	$165,476	$232,700 Land $54,000 Building $178,700
2024	$2,115.00 (+3.07%)
2023	$2,052.00 (+4.06%) Homeowner's exemption	$156,130 (+3%)	$204,700 (+17.85%) Land $49,500 Building $155,200
2022	$1,972.00 Homeowner's exemption	$151,583	$173,700 Land $45,000 Building $128,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 311 California Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 98 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	110 units insured incl. 12 condo units
Nearby Flood Claims	24 (1994–2022)
Claims Outside the SFHA	3 of 24
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 4 claims Hurricane Ian, Sep 2022 · 2 claims Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 311 California Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 368 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, Verizon.

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