3065 Gables Run Rd, Charlottesville, VA 22902 Property Records

Albemarle County property record for 3065 Gables Run Rd, Charlottesville, VA 22902

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 1,525 sqft · built 1973
Lot Size	4.22 acres (184,215 sqft)
Owner	Individual Name on File
Last Sale	$408,000 (Dec 2016)
Tax Bill	$5,840 (2026)
Deeds & Mortgages	May 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`09300-00-00-06500`

Property Details

APN / Parcel Number

Primary APN	`09300-00-00-06500`
Alternative APN	`38285`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,525 sqft Finished Area
Basement Area	1,525 sqft
Finished Basement	1,525 sqft
Family Room	Family Room
Storm Shelter	Storm Shelter
Flooring	Tile
Storm Shutters	Storm Shutters
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Contemporary
Exterior Material	Wood
Construction Type	Wood
Roof Material	Wood
Lot Area	184,215 sqft (4.22 acres)
Garage Type	Detached
Garage Area	1,328 sqft
Porch	Slab
Deck Area	24 sqft
Patio Area	234 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Oil

Location & Zoning

Street Address	3065 GABLES RUN RD
City	CHARLOTTESVILLE
State	VA
Zip	22902-7312
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RURAL AREA
Legal Description	MILTON HILLS 3
Legal Subdivision	MILTON HILLS
Jurisdiction	ALBEMARLE VA
Township / Civil Division	SCOTTSVILLE
Census Block Group	1
Census Block	1025
Census Tract	10402

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Southern Albemarle Rural Historic District listed 2007 · 1,869 contributing resources · NRIS 07001236

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

3065 Gables Run Rd is owned and occupied by an individual who bought it in December 2016.

Source: Albemarle County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	3065 GABLES RUN RD, CHARLOTTESVILLE, VA 22902-7312
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 19, 2016 · Amount on File
Deed Sale	Dec 19, 2016 · Amount on File
Deed Document Number	201614432
Record Updated	Sep 20, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	3065 GABLES RUN RD, CHARLOTTESVILLE, VA 22902-7312
Document Number	0000005798
Instrument Date	May 17, 2017
Transaction Type	Mortgage
Record Updated	Aug 23, 2018
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INSURANCE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3065 GABLES RUN RD CHARLOTTESVILLE VA 229027312, CHARLOTTESVILLE, VA 22902-7312

Mortgage

Document Number	0000005798
Date	May 25, 2017
Book Page	004912/000725
Instrument	5798

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 24, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 3065 Gables Run Rd was $5,840, up 5.9% from the year before.

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,840.00 (+5.89%)	$653,200 (+5.87%) Land $194,500 Building $458,700	$653,200 (+5.87%) Land $194,500 Building $458,700
2025	$5,515.00	$617,000 Land $190,400 Building $426,600	$617,000 Land $190,400 Building $426,600
2023	$4,794.00	$561,400 Land $186,500 Building $374,900	$561,400 Land $186,500 Building $374,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3065 Gables Run Rd in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	6 (1985–2013)
Claims Outside the SFHA	5 of 6
Most Recent Claim	Jun 2013 · other causes
Claims by Event	Hurricane Fran And Associated Severe Storm Cond, Sep 1996 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3065 Gables Run Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 56% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Brightspeed Fiber	940 / 940
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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