3047 Observatory Ave, Cincinnati, OH 45208 Property Records

Hamilton County property record for 3047 Observatory Ave, Cincinnati, OH 45208

Property Summary

Property TypeSingle Family Home
Details5 bd · 4.5 ba · 6,425 sqft · built 1917
Lot Size0.835 acres (36,373 sqft)
OwnerCompany Name on File
Last Sale$1,937,500 (Oct 2022)
Tax Bill$41,234 (2025)
Deeds & MortgagesOct 2022 Sale
Dec 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN043-0002-0098-00

Property Details

APN / Parcel Number

Primary APN043-0002-0098-00

Interior

Bedrooms5 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Total Rooms14 Rooms
Stories2 Stories
Building Area6,425 sqft Living Area
Gross Area7,080 sqft
1st Floor Area1,920 sqft
2nd Floor Area2,870 sqft
Upper Floors Area950 sqft
AtticAttic
Attic Area523 sqft
Basement Area2,290 sqft
Finished Basement1,635 sqft
Unfinished Basement655 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1917
Effective Year BuiltEffective 1917
Architectural StyleConventional
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Roof MaterialTile
Lot Area36,373 sqft (0.835 acres)
Lot Dimensions250 ft deep x 145 ft wide
Garage TypeDetached
Garage Area460 sqft
Parking Spaces2 Parking Spaces
PorchOpen Frame Porch
Porch Area454 sqft
Patio Area340 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemBaseboard
Heating FuelOil

Location & Zoning

Street Address3047 OBSERVATORY AVE
CityCINCINNATI
StateOH
Zip45208-2413
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSF10
Legal Description3047 OBSERVATORY AV 145 X 250 SS OBSERVATORY AV200 FT W OF DELTA AV
Legal SubdivisionKILGOURS 01 SUB/MT LOOKOUT
Legal Lot Number22
JurisdictionHAMILTON OH
Township / Civil DivisionCINCINNATI
Census Block Group1
Census Block1000
Census Tract4900

Owner

3047 Observatory Ave is owned by a company that bought it in October 2022.

Source: Hamilton County records, as of April 16, 2026

Owner of RecordCompany Name on File
Mailing Address3047 OBSERVATORY AVE, CINCINNATI, OH 45208-2413
Owner TypeCompany
VestingLimited Liability Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 3, 2022Warranty Deed, Transfer
LAWYERS TITLE
Dec 29, 2020Deed of Trust, Mortgage · Conventional Mortgage
UNION SAVINGS BANK
Oct 2, 2020Deed of Trust, Mortgage · Line of Credit
UNION SVGS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 3, 2022 · Amount on File
Deed SaleOct 3, 2022 · Amount on File
Prior SaleSep 6, 2002 · Amount on File
Deed Document Number202293282
Deed Book / Page14764 / 1239
Prior Transfer DateOct 30, 2013
Prior Transfer Doc0000000439
Record UpdatedOct 29, 2026

October 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateOct 3, 2022
Property Address3047 OBSERVATORY AVE, CINCINNATI, OH 45208-2413
Document Number0000093282
Book / Page14764 / 1239
Map ReferenceMB 4 PG 86
Instrument DateSep 19, 2022
Instrument2022-0093282
Transaction TypeTransfer
Record UpdatedNov 25, 2022
Title CompanyLAWYERS TITLE

Transaction

AmountAmount on Record
Tax$5,812.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address205 FAIRFIELD AVE, BELLEVUE, KY 41073-1040

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address3047 OBSERVATORY AVE, CINCINNATI, OH 45208-2413
Transaction TypeMortgage
Record UpdatedAug 25, 2022
Title CompanyACS TITLE & CLOSING SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000137706
DateDec 29, 2020
Book Page14323/2989
Instrument2020-0137706
Lender
NameUNION SAVINGS BANK
TypeBank
AddressCINCINNATI, OH 45249
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2051

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address3047 OBSERVATORY AVE, CINCINNATI, OH 45208-2413
Document Number0000121083
Instrument DateOct 2, 2020
Transaction TypeMortgage
Record UpdatedJan 22, 2021
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3047 OBSERVATORY AVE CINCINNATI OH 452082413, CINCINNATI, OH 45208-2413

Mortgage

Document Number0000121083
DateNov 17, 2020
Book Page014297/001547
Instrument121083
Lender
NameUNION SVGS
TypeFederal Savings Bank
AddressCINCINNATI, OH 45249
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3047 Observatory Ave was $41,234, up 2.6% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
MunicipalityCincinnati City
Unified School DistrictCincinnati City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$41,234.00 (+2.61%)$648,561 (+2.48%) Land $201,124 Building $447,437$1,853,030 Land $574,640 Building $1,278,390
2024$40,185.00 (-0.18%)$632,888 (-) Land $201,124 Building $431,764
2023$40,257.00 (+82.64%)$632,888 (+96.82%) Land $201,124 Building $431,764$1,853,030 Land $574,640 Building $1,278,390
2022$22,042.00 Homeowner's exemption$321,563 Land $146,776 Building $174,787
2020$918,750 Land $419,360 Building $499,390

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3047 Observatory Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1979)
Most Recent ClaimSep 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3047 Observatory Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 81% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people · EPA ID OH3102612
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 663 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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