Hamilton County property record for 3047 Observatory Ave, Cincinnati, OH 45208
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4.5 ba · 6,425 sqft · built 1917 |
| Lot Size | 0.835 acres (36,373 sqft) |
| Owner | Company Name on File |
| Last Sale | $1,937,500 (Oct 2022) |
| Tax Bill | $41,234 (2025) |
| Deeds & Mortgages | Oct 2022 Sale Dec 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 043-0002-0098-00 |
| Primary APN | 043-0002-0098-00 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 14 Rooms |
| Stories | 2 Stories |
| Building Area | 6,425 sqft Living Area |
| Gross Area | 7,080 sqft |
| 1st Floor Area | 1,920 sqft |
| 2nd Floor Area | 2,870 sqft |
| Upper Floors Area | 950 sqft |
| Attic | Attic |
| Attic Area | 523 sqft |
| Basement Area | 2,290 sqft |
| Finished Basement | 1,635 sqft |
| Unfinished Basement | 655 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1917 |
|---|---|
| Effective Year Built | Effective 1917 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Tile |
| Lot Area | 36,373 sqft (0.835 acres) |
| Lot Dimensions | 250 ft deep x 145 ft wide |
| Garage Type | Detached |
| Garage Area | 460 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
| Porch Area | 454 sqft |
| Patio Area | 340 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 3047 OBSERVATORY AVE |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45208-2413 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF10 |
| Legal Description | 3047 OBSERVATORY AV 145 X 250 SS OBSERVATORY AV200 FT W OF DELTA AV |
| Legal Subdivision | KILGOURS 01 SUB/MT LOOKOUT |
| Legal Lot Number | 22 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | CINCINNATI |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 4900 |
3047 Observatory Ave is owned by a company that bought it in October 2022.
Source: Hamilton County records, as of April 16, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 3047 OBSERVATORY AVE, CINCINNATI, OH 45208-2413 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 3, 2022 | Warranty Deed, Transfer LAWYERS TITLE |
| Dec 29, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK |
| Oct 2, 2020 | Deed of Trust, Mortgage · Line of Credit UNION SVGS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 3, 2022 · Amount on File |
| Deed Sale | Oct 3, 2022 · Amount on File |
| Prior Sale | Sep 6, 2002 · Amount on File |
| Deed Document Number | 202293282 |
| Deed Book / Page | 14764 / 1239 |
| Prior Transfer Date | Oct 30, 2013 |
| Prior Transfer Doc | 0000000439 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Oct 3, 2022 |
| Property Address | 3047 OBSERVATORY AVE, CINCINNATI, OH 45208-2413 |
| Document Number | 0000093282 |
| Book / Page | 14764 / 1239 |
| Map Reference | MB 4 PG 86 |
| Instrument Date | Sep 19, 2022 |
| Instrument | 2022-0093282 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2022 |
| Title Company | LAWYERS TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $5,812.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 205 FAIRFIELD AVE, BELLEVUE, KY 41073-1040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 3047 OBSERVATORY AVE, CINCINNATI, OH 45208-2413 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2022 |
| Title Company | ACS TITLE & CLOSING SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0000137706 |
|---|---|
| Date | Dec 29, 2020 |
| Book Page | 14323/2989 |
| Instrument | 2020-0137706 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 3047 OBSERVATORY AVE, CINCINNATI, OH 45208-2413 |
| Document Number | 0000121083 |
| Instrument Date | Oct 2, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 22, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3047 OBSERVATORY AVE CINCINNATI OH 452082413, CINCINNATI, OH 45208-2413 |
| Document Number | 0000121083 |
|---|---|
| Date | Nov 17, 2020 |
| Book Page | 014297/001547 |
| Instrument | 121083 |
| Name | UNION SVGS |
|---|---|
| Type | Federal Savings Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 3047 Observatory Ave was $41,234, up 2.6% from the year before.
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Cincinnati City |
| Unified School District | Cincinnati City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $41,234.00 (+2.61%) | $648,561 (+2.48%) Land $201,124 Building $447,437 | $1,853,030 Land $574,640 Building $1,278,390 |
| 2024 | $40,185.00 (-0.18%) | $632,888 (-) Land $201,124 Building $431,764 | |
| 2023 | $40,257.00 (+82.64%) | $632,888 (+96.82%) Land $201,124 Building $431,764 | $1,853,030 Land $574,640 Building $1,278,390 |
| 2022 | $22,042.00 Homeowner's exemption | $321,563 Land $146,776 Building $174,787 | |
| 2020 | $918,750 Land $419,360 Building $499,390 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 3047 Observatory Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Sep 1979 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3047 Observatory Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 81% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 663 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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