3064 Bernard Ave, San Ramon, CA 94583 Property Records

Contra Costa County property record for 3064 Bernard Ave, San Ramon, CA 94583

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,448 sqft · built 1971
Lot Size0.161 acres (7,000 sqft)
Owner2 Individual Names on File
Last Sale$1,275,000 (Oct 2021)
Tax Bill$15,421 (2025)
Deeds & MortgagesMar 2021 Mortgage
Oct 2021 Sale & Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN212-163-009-5

Property Details

APN / Parcel Number

Primary APN212-163-009-5
Alternative APN
  • 212-163-009

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area1,448 sqft Living Area
Gross Area1,899 sqft
1st Floor Area1,448 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1971
Effective Year BuiltEffective 1972
Architectural StyleRanch
Exterior MaterialStucco
Construction TypeFrame
Roof MaterialWood Shingle
Lot Area7,000 sqft (0.161 acres)
Lot Dimensions100 ft deep x 60 ft wide
Garage TypeAttached
Garage Area451 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address3064 BERNARD AVE
CitySAN RAMON
StateCA
Zip94583-3202
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTRACT 3478 LOT 85 EX MR
Legal SubdivisionSUBDIVISION 3478
Legal Tract3478
Legal Lot Number85
JurisdictionCONTRA COSTA CA
Township / Civil DivisionCENTRAL CONTRA COSTA
Census Block Group3
Census Block3005
Census Tract345102

Owner

3064 Bernard Ave is owned and occupied by two individuals who bought it in October 2021.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record2 Individual Names on File
Mailing Address3064 BERNARD AVE, SAN RAMON, CA 94583-3202
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 31, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Oct 11, 2021Grant Deed, Transfer · Conventional Mortgage
GOOGAIN INC
Feb 27, 2019Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA
Dec 15, 2017Deed of Trust, Mortgage
BANK OF AMERICA
Apr 14, 2017Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 11, 2021 · Amount on File
Deed SaleOct 11, 2021 · Amount on File
Prior SaleAug 11, 2011 · Amount on File
Deed Document Number2021279639
Prior Transfer DateJan 7, 1998
Prior Transfer Doc0000005078
Record UpdatedOct 29, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address3064 BERNARD AVE, SAN RAMON, CA 94583-3202
Transaction TypeMortgage
Record UpdatedNov 3, 2022
Title CompanyORANGE COAST TITLE SAN JOSE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3064 BERNARD AVE, SAN RAMON, CA 94583-3202

Mortgage

Document Number0000096386
DateMar 31, 2021
Instrument2021-096386
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2051

October 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCONTRA COSTA CA
Recording DateOct 11, 2021
Property Address3064 BERNARD AVE, SAN RAMON, CA 94583-3202
Document Number0000279639
Map ReferenceMB 132 PG 32
Instrument DateOct 5, 2021
Instrument2021-279639
Transaction TypeTransfer
Record UpdatedNov 3, 2022
Title CompanyCHICAGO TITLE COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address3064 BERNARD AVE, SAN RAMON, CA 94583-3202

Mortgage

Document Number0000279640
DateOct 11, 2021
Instrument2021-279640
Lender
NameGOOGAIN INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2051

Mortgage

Document Number0000279641
DateOct 11, 2021
Instrument2021-279641
Lender
NameGEORGIAS OWN CU
TypeCredit Union
AddressATLANTA, GA 30303
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address3064 BERNARD AVE, SAN RAMON, CA 94583-3202
Document Number0000030648
Instrument DateFeb 27, 2019
Transaction TypeMortgage
Record UpdatedMar 15, 2019
Title CompanyTITLE 365

Transferred To (Grantee/Buyer)

NameVerified Name
Address3064 BERNARD AVE SAN RAMON CA 945833202, SAN RAMON, CA 94583-3202

Mortgage

Document Number0000030648
DateMar 6, 2019
Instrument30648
Lender
NameBANK OF AMERICA
TypeBank
AddressTAMPA, FL 33634
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address3064 BERNARD AVE, SAN RAMON, CA 94583-3202
Document Number0000241606
Instrument DateDec 15, 2017
Transaction TypeMortgage
Record UpdatedJan 3, 2018
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address3064 BERNARD AVE SAN RAMON CA 945833202, SAN RAMON, CA 94583-3202

Mortgage

Document Number0000241606
DateDec 26, 2017
Instrument241606
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
AmountAmount on Record
Term360 Months
DueDec 25, 2047

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address3064 BERNARD AVE, SAN RAMON, CA 94583-3202
Document Number0000076774
Instrument DateApr 14, 2017
Transaction TypeMortgage
Record UpdatedNov 21, 2017
Title CompanyAMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address3064 BERNARD AVE SAN RAMON CA 945833202, SAN RAMON, CA 94583-3202

Mortgage

Document Number0000076774
DateMay 3, 2017
Instrument76774
Lender
NameBANK OF AMERICA
TypeBank
AddressTAMPA, FL 33634
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3064 Bernard Ave was $15,421 with a homeowner's exemption.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyContra Costa County
MunicipalitySan Ramon City
Unified School DistrictSan Ramon Valley Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,380,098 (+2%) Land $893,005 Building $487,093
2025$15,421.00 Homeowner's exemption$1,353,039 Land $875,496 Building $477,543
2023$14,025.00 (-5.04%) Homeowner's exemption$1,222,000 Land $791,000 Building $431,000
2022$14,770.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3064 Bernard Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3064 Bernard Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEAST BAY MUD
serves 1,468,000 people · EPA ID CA0110005
Water SourceSurface water
Last State InspectionDec 2021
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 572 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Unwired
Fixed Wireless
300 / 25
Verizon
Fixed Wireless
300 / 20
Etheric Networks
Fixed Wireless
250 / 100
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL
100 / 20

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