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3063 Bernard Ave, San Ramon, CA 94583 Property Records

Contra Costa County property record for 3063 Bernard Ave, San Ramon, CA 94583

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,448 sqft · built 1971
Lot Size0.161 acres (7,000 sqft)
Owner2 Individual Names on File
Last Sale$310,000 (Mar 2002)
Tax Bill$6,846 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Apr 2024 Line of Credit
Flood ZoneZone X (minimal risk)
APN212-162-030-2

Property Details

APN / Parcel Number

Primary APN212-162-030-2
Alternative APN
  • 212-162-030

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area1,448 sqft Living Area
1st Floor Area1,448 sqft

Exterior

Year BuiltBuilt 1971
Effective Year BuiltEffective 1977
Lot Area7,000 sqft (0.161 acres)
Garage TypeAttached
Garage Area451 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address3063 BERNARD AVE
CitySAN RAMON
StateCA
Zip94583-3238
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-7
Legal DescriptionTRACT 3478 LOT 50 EX MR
Legal SubdivisionSUBDIVISION 3478
Legal Tract3478
Legal Lot Number50
JurisdictionCONTRA COSTA CA
Township / Civil DivisionCENTRAL CONTRA COSTA
Census Block Group3
Census Block3006
Census Tract345102

Owner

3063 Bernard Ave is owned and occupied by two individuals who bought it in March 2002.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record2 Individual Names on File
Mailing Address3063 BERNARD AVE, SAN RAMON, CA 94583-3238
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 18, 2021Deed of Trust, Mortgage · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC
Apr 30, 2024Deed of Trust, Mortgage · Line of Credit
PATELCO CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 26, 2002 · Amount on File
Deed SaleMar 26, 2002 · Amount on File
Deed Document Number2002104190
Prior Transfer DateJun 20, 1996
Prior Transfer Doc0000120815
Record UpdatedOct 29, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address3063 BERNARD AVE, SAN RAMON, CA 94583-3238
Transaction TypeMortgage
Record UpdatedJun 8, 2026
Title CompanyOLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3063 BERNARD AVE, SAN RAMON, CA 94583-3238

Mortgage

Document Number0000050713
DateFeb 18, 2021
Instrument2021-050713
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
AddressBRECKSVILLE, OH 44141
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2051

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address3063 BERNARD AVE, SAN RAMON, CA 94583-3238
Transaction TypeMortgage
Record UpdatedJun 8, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address3063 BERNARD AVE, SAN RAMON, CA 94583-3238

Mortgage

Document Number0000040508
DateApr 30, 2024
Instrument2024-040508
Lender
NamePATELCO CU
TypeCredit Union
AddressDUBLIN, CA 94568
Agreement
TypeLine of Credit
AmountAmount on Record
Term302 Months
DueMay 31, 2049
Interest
Rate TypeAdjustable Rate
Rate9.75%
Change FrequencyMonthly
Min Rate At Change3%
Max Rate At Change9.75%
IndexOther
Max Rate17%

Tax Assessment & Valuation

The 2025 property tax bill for 3063 Bernard Ave was $6,846.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyContra Costa County
MunicipalitySan Ramon City
Unified School DistrictSan Ramon Valley Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$565,041 (+2%) Land $361,629 Building $203,412
2025$6,846.00$553,963 Land $354,539 Building $199,424
2023$6,599.00 (+0.72%)$532,454 Land $340,773 Building $191,681
2022$6,552.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3063 Bernard Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3063 Bernard Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEAST BAY MUD
serves 1,468,000 people · EPA ID CA0110005
Water SourceSurface water
Last State InspectionDec 2021
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 572 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 2,000
Unwired
Fixed Wireless		300 / 25
Verizon
Fixed Wireless		300 / 20
Etheric Networks
Fixed Wireless		250 / 100
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless · DSL		100 / 20

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