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3047 Bernard Ave, San Ramon, CA 94583 Property Records

Contra Costa County property record for 3047 Bernard Ave, San Ramon, CA 94583

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,383 sqft · built 1971
Lot Size0.161 acres (7,000 sqft)
Owner2 Company Names on Record
Last Sale$875,000 (Aug 2017)
Tax Bill$11,551 (2025)
Deeds & MortgagesSep 2020 Transfer
Sep 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN212-162-028-6

Property Details

APN / Parcel Number

Primary APN212-162-028-6
Alternative APN
  • 212-162-028

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area1,383 sqft Living Area
Gross Area1,839 sqft
1st Floor Area1,383 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1971
Effective Year BuiltEffective 1990
Architectural StyleRanch
Exterior MaterialStucco
Construction TypeFrame
Roof MaterialWood Shingle
Lot Area7,000 sqft (0.161 acres)
Garage TypeAttached
Garage Area456 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address3047 BERNARD AVE
CitySAN RAMON
StateCA
Zip94583-3238
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionT03478 L0048 B EX MR
Legal SubdivisionSUBDIVISION 3478
Legal Tract03478
Legal Lot Number48
JurisdictionCONTRA COSTA CA
Township / Civil DivisionCENTRAL CONTRA COSTA
Census Block Group3
Census Block3006
Census Tract345102

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address3047 BERNARD AVE, SAN RAMON, CA 94583-3238
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Sep 29, 2020Quit Claim Deed, Transfer
WFG NATIONAL TITLE INSURANCE, WFG NAT'L TITLE INS
Sep 29, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
GENERAL MORTGAGE CAPITAL CORP
Jul 2, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY
Aug 10, 2017Grant Deed, Transfer · ARM
STANFORD FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 10, 2017 · Amount on Record
Deed SaleAug 10, 2017 · Amount on Record
Prior SaleMay 7, 2014 · Amount on Record
Deed Document Number2017143811
Last Transfer DateSep 18, 2020
Transfer Doc0000220825
Record UpdatedOct 29, 2026

September 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCONTRA COSTA CA
Recording DateSep 29, 2020
Property Address3047 BERNARD AVE, SAN RAMON, CA 94583-3238
Document Number0000220825
Instrument DateSep 18, 2020
Instrument220825
Transaction TypeTransfer
Record UpdatedOct 13, 2020
Title CompanyWFG NATIONAL TITLE INSURANCE, WFG NAT'L TITLE INS

Transaction

Tax$0.00
Amount AccuracyFull Value
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address3047 BERNARD AVE SAN RAMON CA 945833238, SAN RAMON, CA 94583-3238

September 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCONTRA COSTA CA
Recording DateSep 29, 2020
Property Address3047 BERNARD AVE, SAN RAMON, CA 94583-3238
Document Number0000220823
Map ReferenceMB 132 PG 32
Instrument DateSep 18, 2020
Instrument2020-220823
Transaction TypeTransfer
Record UpdatedJul 27, 2021
Title CompanyWFG NATIONAL TITLE INS CO

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address3047 BERNARD AVE, SAN RAMON, CA 94583-3238

Mortgage

Document Number0000220824
DateSep 29, 2020
Instrument2020-220824
Lender
NameGENERAL MORTGAGE CAPITAL CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2050

July 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCONTRA COSTA CA
Recording DateJul 2, 2019
Property Address3047 BERNARD AVE, SAN RAMON, CA 94583-3238
Document Number0000101520
Instrument DateJun 18, 2019
Instrument101520
Transaction TypeTransfer
Record UpdatedJul 10, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address3047 BERNARD AVE SAN RAMON CA 945833238, SAN RAMON, CA 94583-3238

August 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCONTRA COSTA CA
Recording DateAug 10, 2017
Property Address3047 BERNARD AVE, SAN RAMON, CA 94583-3238
Document Number0000143811
Map ReferenceMB132 PG32
Instrument DateAug 4, 2017
Instrument2017-143811
Transaction TypeTransfer
Record UpdatedJul 27, 2021
Title CompanyOLD REPUBLIC TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address3047 BERNARD AVE, SAN RAMON, CA 94583-3238

Mortgage

Document Number0000143812
DateAug 10, 2017
Instrument2017-143812
Lender
NameSTANFORD FCU
TypeCredit Union
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueSep 1, 2047
Interest
Rate TypeAdjustable Rate
Rate3.25%
Type Change DateSep 1, 2024
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change5.25%
Index1-Year LIBOR
Max Rate8.25%

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyContra Costa County
MunicipalitySan Ramon City
Unified School DistrictSan Ramon Valley Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,015,507 (+2%) Land $754,378 Building $261,129
2025$11,551.00 (+3.68%) Homeowner's exemption$995,596 (+4.04%) Land $739,587 Building $256,009
2023$11,141.00 (+0.73%) Homeowner's exemption$956,938 Land $710,869 Building $246,069
2022$11,060.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEAST BAY MUD
serves 1,468,000 people · EPA ID CA0110005
Water SourceSurface water
Last State InspectionDec 2021
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 572 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 2,000
Unwired
Fixed Wireless		300 / 25
Verizon
Fixed Wireless		300 / 20
Etheric Networks
Fixed Wireless		250 / 100
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless · DSL		100 / 20

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