3060 Rambler Ave, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3060 Rambler Ave, Saint Cloud, FL 34772

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,932 sqft · built 2007
Lot Size	4.83 acres (210,394 sqft)
Owner	2 Individual Names on File
Last Sale	$890,000 (Aug 2022)
Tax Bill	$8,309 (2025)
Deeds & Mortgages	Aug 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-26-31-4950-0001-0850`

Property Details

APN / Parcel Number

Primary APN	`19-26-31-4950-0001-0850`
Alternative APNs	`263119495000010850` `97819`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,932 sqft Living Area
Gross Area	3,156 sqft
1st Floor Area	1,932 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Concrete Block
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	210,394 sqft (4.83 acres)
Garage Type	Attached
Garage Area	524 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Pool
Pool Area	395 sqft
Porch	Finished/Open Porch
Porch Area	700 sqft
Deck Area	940 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	3060 RAMBLER AVE
City	SAINT CLOUD
State	FL
Zip	34772-8507
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2M
Legal Description	S L & I C PB B PG 25 LOT 85
Legal Range	31E
Legal Township	26S
Legal Section	19
Legal Subdivision	S L & I C
Legal Tract	4950
Legal Block	850
Legal Lot Number	85
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1021
Census Tract	43304

Owner

Source: Osceola County assessment roll, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3060 RAMBLER AVE, SAINT CLOUD, FL 34772-8507
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 1, 2022 · Amount on Record
Deed Sale	Aug 1, 2022 · Amount on Record
Prior Sale	Dec 30, 2014 · Amount on Record
Deed Document Number	2022117991
Deed Book / Page	6261 / 1908
Record Updated	Sep 20, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	3060 RAMBLER AVE, SAINT CLOUD, FL 34772-8507
Transaction Type	Mortgage
Record Updated	Aug 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3060 RAMBLER AVE, SAINT CLOUD, FL 34772-8507

Mortgage

Document Number	0062611909
Date	Aug 1, 2022
Book Page	6261/1909
Instrument	2022117992

Lender

Name	PMAC LENDING SERVICES INC
Type	Mortgage Company
Address	BREA, CA 92821

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	7.25%
Type Change Date	Aug 1, 2029
Change Frequency	6 Months
Min Rate At Change	7.25%
Max Rate At Change	12.2%
Index	Other
Margin	4
Max Rate	12.2%

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,309.00 (+6.55%)	$548,300 (+6.69%) Land $178,700 Building $369,600	$548,300 (+6.69%) Land $178,700 Building $369,600
2023	$7,798.00 (+74.3%)	$513,900 (+60.82%) Land $159,400 Building $354,500	$513,900 (+10.99%) Land $159,400 Building $354,500
2022	$4,474.00 Homeowner's exemption Disabled Person's exemption	$319,549	$463,000 Land $154,600 Building $308,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 59 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	59 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 42% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Lumen Technologies Fiber	2,000 / 1,000
Xfinity Cable	1,200 / 35

May also be available: Spectrum.

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